{"id":2125,"date":"2023-11-28T12:18:23","date_gmt":"2023-11-28T11:18:23","guid":{"rendered":"https:\/\/aider.sk\/?p=2125"},"modified":"2024-12-03T22:07:22","modified_gmt":"2024-12-03T20:07:22","slug":"kooperativa-poistovna-sledovanie-poistnych-udalosti-ako-si-udrzat-kontrolu-nad-svojou-poistnou-udalostou","status":"publish","type":"post","link":"https:\/\/aider.sk\/en\/kooperativa-poistovna-sledovanie-poistnych-udalosti-ako-si-udrzat-kontrolu-nad-svojou-poistnou-udalostou\/","title":{"rendered":"KOOPERATIVA POIS\u0164OV\u0147A &#8211; Sledovanie poistn\u00fdch udalost\u00ed: Ako si udr\u017ea\u0165 kontrolu nad svojou poistnou udalos\u0165ou?"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"2125\" class=\"elementor elementor-2125\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-34438e52 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"34438e52\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-55ca7c1b exad-glass-effect-no exad-sticky-section-no\" data-id=\"55ca7c1b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-626246db exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-shortcode\" data-id=\"626246db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div\n    id=\"h5ap-player-1\"\n    data-id=\"h5ap-player-1\"\n    data-attributes=\"{&quot;uniqueId&quot;:&quot;player2133&quot;,&quot;clientId&quot;:&quot;&quot;,&quot;align&quot;:&quot;&quot;,&quot;alignment&quot;:&quot;center&quot;,&quot;source&quot;:&quot;https:\\\/\\\/aider.sk\\\/wp-content\\\/uploads\\\/2023\\\/11\\\/ElevenLabs_2023-11-28T11_00_35_Bella_pre_s50_sb75_se0_b_m2-1.mp3&quot;,&quot;poster&quot;:&quot;&quot;,&quot;title&quot;:&quot;Audio Title&quot;,&quot;artist&quot;:&quot;Author Name&quot;,&quot;color&quot;:&quot;#fff&quot;,&quot;textColor&quot;:&quot;#fff&quot;,&quot;primaryColor&quot;:&quot;#195FF5&quot;,&quot;hoverColor&quot;:&quot;#00B3FF&quot;,&quot;skin&quot;:&quot;Default&quot;,&quot;repeat&quot;:false,&quot;autoplay&quot;:false,&quot;isSticky&quot;:false,&quot;muted&quot;:false,&quot;loader&quot;:false,&quot;saveState&quot;:false,&quot;disablePause&quot;:false,&quot;seekTime&quot;:10,&quot;startTime&quot;:0,&quot;download&quot;:true,&quot;width&quot;:&quot;100%&quot;,&quot;radius&quot;:&quot;10px&quot;,&quot;controls&quot;:{&quot;play&quot;:true,&quot;progress&quot;:true,&quot;duration&quot;:true,&quot;mute&quot;:true,&quot;volume&quot;:true,&quot;settings&quot;:true},&quot;CSS&quot;:&quot;&quot;,&quot;i18n&quot;:{&quot;restart&quot;:&quot;Restart&quot;,&quot;rewind&quot;:&quot;Rewind {seektime}s&quot;,&quot;play&quot;:&quot;Play&quot;,&quot;pause&quot;:&quot;Pause&quot;,&quot;fastForward:&quot;:&quot;Forward {seektime}s&quot;,&quot;seek&quot;:&quot;Seek&quot;,&quot;seekLabel&quot;:&quot;{currentTime} of {duration}&quot;,&quot;played&quot;:&quot;Played&quot;,&quot;buffered&quot;:&quot;Buffered&quot;,&quot;currentTime:&quot;:&quot;Current time&quot;,&quot;duration&quot;:&quot;Duration&quot;,&quot;volume&quot;:&quot;Volume&quot;,&quot;mute&quot;:&quot;Mute&quot;,&quot;unmute&quot;:&quot;Unmute&quot;,&quot;enableCaptions&quot;:&quot;Enable captions&quot;,&quot;disableCaptions&quot;:&quot;Disable captions&quot;,&quot;download&quot;:&quot;Download&quot;,&quot;enterFullscreen&quot;:&quot;Enter fullscreen&quot;,&quot;exitFullscreen&quot;:&quot;Exit fullscreen&quot;,&quot;frameTitle&quot;:&quot;Player for {title}&quot;,&quot;captions&quot;:&quot;Captions&quot;,&quot;settings&quot;:&quot;Settings&quot;,&quot;pip&quot;:&quot;PIP&quot;,&quot;menuBack&quot;:&quot;Go back to previous menu&quot;,&quot;speed&quot;:&quot;Speed&quot;,&quot;normal&quot;:&quot;Normal&quot;,&quot;quality&quot;:&quot;Quality&quot;,&quot;loop&quot;:&quot;Loop&quot;,&quot;start&quot;:&quot;Start&quot;,&quot;end&quot;:&quot;End&quot;,&quot;all&quot;:&quot;All&quot;,&quot;reset&quot;:&quot;Reset&quot;,&quot;disabled&quot;:&quot;Disabled&quot;,&quot;enabled&quot;:&quot;Enabled&quot;,&quot;advertisement&quot;:&quot;Ad&quot;,&quot;qualityBadge&quot;:{&quot;2160&quot;:&quot;4K&quot;,&quot;1440&quot;:&quot;HD&quot;,&quot;1080&quot;:&quot;HD&quot;,&quot;720&quot;:&quot;HD&quot;,&quot;576&quot;:&quot;SD&quot;,&quot;480&quot;:&quot;SD&quot;}},&quot;controlColor&quot;:&quot;#4a5464&quot;,&quot;preload&quot;:&quot;metadata&quot;,&quot;speed&quot;:{&quot;selected&quot;:1,&quot;speed&quot;:[&quot;0.5&quot;,&quot; 0.75&quot;,&quot; 1&quot;,&quot; 1.25&quot;,&quot; 1.5&quot;,&quot; 1.75&quot;,&quot; 2&quot;,&quot; 4&quot;,&quot; 8&quot;]},&quot;multiple_audio&quot;:false,&quot;defaultValue&quot;:{&quot;Default&quot;:{&quot;primaryColor&quot;:&quot;#4A5464&quot;,&quot;controlColor&quot;:&quot;#4A5464&quot;,&quot;bgColor&quot;:&quot;#F5F5F5&quot;},&quot;Fusion&quot;:{&quot;primaryColor&quot;:&quot;#fff&quot;,&quot;bgColor&quot;:&quot;#161616&quot;,&quot;controlColor&quot;:&quot;#fff&quot;},&quot;Stamp&quot;:{&quot;controlColor&quot;:&quot;#fff&quot;,&quot;bgColor&quot;:&quot;#161616&quot;},&quot;Wave&quot;:{&quot;primaryColor&quot;:&quot;#fff&quot;,&quot;controlColor&quot;:&quot;#fff&quot;,&quot;bgColor&quot;:&quot;#161616&quot;,&quot;textColor&quot;:&quot;#fff&quot;},&quot;Card-1&quot;:{&quot;primaryColor&quot;:&quot;#fff&quot;,&quot;controlColor&quot;:&quot;#161616&quot;,&quot;bgColor&quot;:&quot;#161616&quot;,&quot;textColor&quot;:&quot;#fff&quot;},&quot;Card-2&quot;:{&quot;primaryColor&quot;:&quot;#00FBF3&quot;,&quot;controlColor&quot;:&quot;#fff&quot;,&quot;bgColor&quot;:&quot;#161616&quot;,&quot;textColor&quot;:&quot;#fff&quot;},&quot;Simple-1&quot;:{&quot;primaryColor&quot;:&quot;#00dcff&quot;,&quot;controlColor&quot;:&quot;#fff&quot;,&quot;bgColor&quot;:&quot;#161616&quot;,&quot;textColor&quot;:&quot;#00dcff&quot;},&quot;Simple-2&quot;:{&quot;primaryColor&quot;:&quot;#06F7FF00&quot;,&quot;controlColor&quot;:&quot;#fff&quot;,&quot;bgColor&quot;:&quot;#161616&quot;},&quot;Player9&quot;:{&quot;primaryColor&quot;:&quot;#195FF6&quot;,&quot;controlColor&quot;:&quot;#fff&quot;,&quot;bgColor&quot;:&quot;#161616&quot;,&quot;textColor&quot;:&quot;#EDEFF2&quot;},&quot;Player10&quot;:{&quot;primaryColor&quot;:&quot;#195FF6&quot;,&quot;controlColor&quot;:&quot;#fff&quot;,&quot;bgColor&quot;:&quot;#161616&quot;,&quot;textColor&quot;:&quot;#EDEFF2&quot;},&quot;Player11&quot;:{&quot;primaryColor&quot;:&quot;#195FF6&quot;,&quot;controlColor&quot;:&quot;#fff&quot;,&quot;bgColor&quot;:&quot;#161616&quot;,&quot;textColor&quot;:&quot;#fff&quot;}},&quot;TrpContentRestriction&quot;:{&quot;restriction_type&quot;:&quot;exclude&quot;,&quot;selected_languages&quot;:[],&quot;panel_open&quot;:true}}\"\n    class=\"wp-block-h5ap-tailwind wp-block-h5ap-audioplayer\">\n    <\/div><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6dc5dd8 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"6dc5dd8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\">Audio \u00favod vegenerovan\u00fd pomocou AI<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-66a2a0a3 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"66a2a0a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">V\u00a0tomto \u010dl\u00e1nku sa dozviete, \u010do znamenaj\u00fa jednotliv\u00e9 <\/span><b>polo\u017eky<\/b><span style=\"font-weight: 400;\"> pri sledovan\u00ed stavu poistnej udalosti, na \u010do si da\u0165 pozor od nahl\u00e1senia a\u017e po ukon\u010denie poistnej udalosti, ako zist\u00edte, \u017ee sa pois\u0165ov\u0148a chyst\u00e1 <\/span><b>zamietnu\u0165\/<\/b><span style=\"font-weight: 400;\">kr\u00e1ti\u0165 poistn\u00e9 plnenie, ako v\u00e1m vieme <\/span><b>pom\u00f4c\u0165<\/b><span style=\"font-weight: 400;\"> aby va\u0161a poistn\u00e1 udalos\u0165 prebehla hladko s\u00a0\u010do najmen\u0161\u00edm dopadom na v\u00e1\u0161 komfort.<\/span><\/p><p><span style=\"font-weight: 400;\">Kooperativa pois\u0165ov\u0148a pri sledovan\u00ed poistnej udalosti, v\u00e1s informuje iba stru\u010dne v 5 bodoch:<\/span><\/p><ol><li><span style=\"font-weight: 400;\">Nahl\u00e1senie \u0161kody<\/span><\/li><li><span style=\"font-weight: 400;\">P\u00edsomn\u00e9 uplatnenie \u0161kody po\u0161koden\u00fdm<\/span><\/li><li><span style=\"font-weight: 400;\">Odovzdan\u00e9 p\u00edsomn\u00e9 podklady k likvid\u00e1cii<\/span><\/li><li><span style=\"font-weight: 400;\">\u0160etrenie pois\u0165ovne<\/span><\/li><li><span style=\"font-weight: 400;\">Platba\/ukon\u010denie likvid\u00e1cie<\/span><\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2abbc3da elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"2abbc3da\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6d0d4288 exad-glass-effect-no exad-sticky-section-no\" data-id=\"6d0d4288\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6cd36c4e exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"6cd36c4e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">1. Nahl\u00e1senie \u0161kody<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-30d8034c exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"30d8034c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">V z\u00e1sade m\u00e1 nulov\u00fa informa\u010dn\u00fa hodnotu pre v\u00e1s. Z uveden\u00e9ho iba viete, \u017ee pois\u0165ov\u0148a prijala va\u0161e nahl\u00e1senie poistnej udalosti. V tomto stave sa vy\u017eaduj\u00fa \u010fal\u0161ie kroky z va\u0161ej strany. Pois\u0165ovate\u013e v\u00e1s bude \u010falej informova\u0165:<\/span><\/p><ul><li><span style=\"font-weight: 400;\">ak\u00e9 <\/span><b>dokumenty<\/b><span style=\"font-weight: 400;\"> treba predlo\u017ei\u0165<\/span><\/li><li><span style=\"font-weight: 400;\">pr\u00edpadne v\u00e1m za\u0161le inform\u00e1ciu, v ktorom zmluvnom <\/span><b>servise<\/b><span style=\"font-weight: 400;\"> si m\u00e1te da\u0165 opravi\u0165 svoje vozidlo<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Tu bu\u010fte <\/span><b>mimoriadne opatrn\u00fd<\/b><span style=\"font-weight: 400;\">, preto\u017ee vo\u013eba zmluvn\u00e9ho <\/span><b>servisu<\/b><span style=\"font-weight: 400;\">, ktor\u00fd v\u00e1m odporu\u010d\u00ed pois\u0165ovate\u013e, v\u00f4bec <\/span><b>nie je z\u00e1rukou<\/b><span style=\"font-weight: 400;\"> bezprobl\u00e9mov\u00e9ho <\/span><b>ukon\u010denia<\/b><span style=\"font-weight: 400;\"> likvid\u00e1cie poistnej udalosti zo strany Kooperativa pois\u0165ovne, \u010dl\u00e1nok pre viac inform\u00e1ci\u00ed <a href=\"https:\/\/aider.sk\/en\/ake-su-nevyhody-zmluvnych-servisov\/\">tu.<\/a>\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-64b6cb33 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"64b6cb33\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5ccc01a7 exad-glass-effect-no exad-sticky-section-no\" data-id=\"5ccc01a7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2dce0a4a exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"2dce0a4a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">2. P\u00edsomn\u00e9 uplatnenie \u0161kody po\u0161koden\u00fdm\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2733f1e7 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"2733f1e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Op\u00e4\u0165 by sa dalo poveda\u0165, \u017ee uveden\u00fd bod pre v\u00e1s nem\u00e1 relevanciu. Ka\u017ed\u00fa poistn\u00fa udalos\u0165, aby bola likvidn\u00e1 (vyplaten\u00e1), mus\u00edte pois\u0165ovate\u013eovi ozn\u00e1mi\u0165 aj <\/span><b>vy<\/b><span style=\"font-weight: 400;\"> ako po\u0161koden\u00e1 osoba, aj <\/span><b>\u0161kodca<\/b><span style=\"font-weight: 400;\">, ktor\u00fd za \u0161kodu zodpoved\u00e1, ak tak \u0161kodca nesprav\u00ed, skoro ur\u010dite v\u00e1m pois\u0165ov\u0148a nevyplat\u00ed poistn\u00e9 plnenie.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Forma ozn\u00e1menia m\u00f4\u017ee by\u0165 napr\u00edklad formou <\/span><b>webov\u00e9ho formul\u00e1ru<\/b><span style=\"font-weight: 400;\">, pr\u00edpadne priamo na pobo\u010dke. V\u00e4\u010d\u0161inou pois\u0165ovne ale potrebuj\u00fa <\/span><b>p\u00edsomn\u00e9<\/b><span style=\"font-weight: 400;\"> nahl\u00e1senie na ich tla\u010dive s vlastnoru\u010dn\u00fdm podpisom oznamovate\u013ea.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-54c0f2a1 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"54c0f2a1\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-300c80c0 exad-glass-effect-no exad-sticky-section-no\" data-id=\"300c80c0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-14f75260 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-shortcode\" data-id=\"14f75260\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1334\" class=\"elementor elementor-1334\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ab000fe elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"ab000fe\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f0ffe96 exad-glass-effect-no exad-sticky-section-no\" data-id=\"f0ffe96\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6a41fe5 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"6a41fe5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Sta\u010dia tri kliknutia a dozviete sa \u010do V\u00e1m v Pois\u0165ovni nepovedia.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9cb7735 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"9cb7735\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9394e06 exad-glass-effect-no exad-sticky-section-no\" data-id=\"9394e06\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-99fc3b2 elementor-widget__width-initial exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-html\" data-id=\"99fc3b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!DOCTYPE html>\n<html lang=\"sk\">\n<head>\n    <meta charset=\"UTF-8\">\n    <script src=\"https:\/\/cdn.tailwindcss.com\"><\/script>\n    <title>Sprievodca \u0160kodou<\/title>\n    <style>\n        * {\n            box-shadow: 0 0 0 0.0px red;\n        }\n        \n\n\n        \n        \/* Hide the loader by default *\/\n        .hidden {\n            display: none;\n        }\n        \/* Additional custom styling *\/\n        #form-container {\n            background-color: #0c2b5a; \/* Lighter grey background for the form *\/\n            border: 1px solid #cbd5e0; \/* Light grey border *\/\n            border-radius: 10px; \/* Rounded corners *\/\n            \n            margin: 0 auto;\n            max-width: 900px; \/* Wider form *\/\n            text-align: left; \/* Align text to the left *\/\n            position: relative; \/* Make it a reference for absolute positioning *\/\n            box-sizing: border-box;\n           \n        }\n        .question-container {\n            background-color: #b8c9e2; \/* Lighter grey background for the question *\/\n            border: 1px solid #cbd5e0; \/* Light grey border *\/\n            padding: 10px 20px; \/* Reduced padding for the question *\/\n            margin-bottom: 20px;\n            border-radius: 8px; \/* Rounded corners *\/\n        }\n        .question {\n            font-size: 2rem; \/* Bigger text for questions *\/\n            opacity: 0; \/* Initially hidden *\/\n            transition: opacity 0.5s ease; \/* Fade in transition *\/\n            color: #374151; \/* Same color as options *\/\n        }\n        .fade-in {\n            opacity: 1; \/* Visible with fade in effect *\/\n        }\n        #backButton {\n            background-color: #d1d5db; \/* Grey background for the back button *\/\n            color: #374151; \/* Same color as options *\/\n            display: none; \/* Hidden by default *\/\n        }\n        .line-divider {\n            border-bottom: 1px solid #fff; \/* White border bottom *\/\n            margin: 0 auto;\n            width: calc(100% - 2cm); \/* 1cm space on left and right *\/\n            margin-bottom: 20px;\n        }\n    \n        .footer {\n            width: 100%;\n            position: relative; \/* Position it at the bottom *\/\n            border-top: 1px solid #5e5e5e; \/* Grey border top *\/\n            background-color: #383d54; \/* Footer background color *\/\n            padding-top: 10px; \/* Padding for footer *\/\n            border-radius: 0 0 10px 10px; \/* Rounded bottom corners *\/\n            text-align: center;\n            height: 60px; \/* Consistent height for footer *\/\n            display: flex;\n            justify-content: center; \/* Center the back button horizontally *\/\n            align-items: center; \/* Center the back button vertically *\/\n            margin-top: 20px; \/* Added top margin to the footer *\/\n        }\n\n        .option-button-embed {\n            opacity: 0; \/* Initially hidden *\/\n            transition: opacity 0.5s ease !important; \/* Fade in transition *\/\n            display: block; \/* Ensure the button is a block element *\/\n            width: 100%; \/* Full width *\/\n            text-align: left; \/* Align text to the left *\/\n            margin-bottom: 10px; \/* Space between buttons *\/\n        }\n        .option-button-embed.fade-in {\n            opacity: 1; \/* Visible with fade in effect *\/\n        }\n    <\/style>\n<\/head>\n<body data-rsssl=1 class=\"bg-gray-100\">\n    <div id=\"form-container\" class=\"\">\n        <div class=\"question-container\">\n            <div class=\"question mb-4 mx-4 my-2\" id=\"question\"><\/div>\n        <\/div>\n        \n\n        <div id=\"options\" class=\"mx-10\"><\/div>\n        <div id=\"loader\" class=\"loader hidden\"><\/div> \n        <div class=\"result\" id=\"result\">\n        <\/div>\n        <div class=\"footer\">\n            <button onclick=\"goBack()\" id=\"backButton\" class=\"py-2 px-4 rounded-lg text-lg font-medium\">Back<\/button>\n        <\/div>\n    <\/div>\n\n    <script>\n        const questions = {\n            \"start\": [\"Hav\u00e1ria vozidla\", \"Po\u0161koden\u00e9 \u010deln\u00e9 sklo\", \"Konzult\u00e1cia poistnej udalosti\"],\n            \"Hav\u00e1ria vozidla\": {\n                question: \"Nahl\u00e1sili ste u\u017e poistn\u00fa udalos\u0165 o pois\u0165ovni?\",\n                options: [\"U\u017e som nahl\u00e1sil\", \"E\u0161te som nenahl\u00e1sil\", \"Konzult\u00e1cia poistnej udalosti\"]\n            },\n            \"U\u017e som nahl\u00e1sil\": {\n                question: \"Akou formou v\u00e1m vyplatili poistn\u00e9 plnenie?\",\n                options: [\"Formou rozpo\u010dtu\", \"Formou tot\u00e1lnej \u0161kody\", \"E\u0161te nevyplatili\", \"Konzult\u00e1cia poistnej udalosti\"]\n            },\n            \n            \n            \"Po\u0161koden\u00e9 \u010deln\u00e9 sklo\": {\n                question: \"Po\u0161koden\u00e9 \u010deln\u00e9 sklo\",\n                options: [\"U\u017e m\u00e1m opraven\u00e9 \u010deln\u00e9 sklo\", \"E\u0161te nem\u00e1m opraven\u00e9 \u010deln\u00e9 sklo\"]\n            },\n           \n        };\n\n        const results = {\n            \"Formou rozpo\u010dtu\": \"\/result-1-1-2\",\n            \n            \"Formou tot\u00e1lnej \u0161kody\": \"\/result-1-1-1\",\n            \"E\u0161te nevyplatili\": \"\/result-1-1-3\",\n            \"U\u017e m\u00e1m opraven\u00e9 \u010deln\u00e9 sklo\": \"\/result-2-1\",\n            \"E\u0161te nem\u00e1m opraven\u00e9 \u010deln\u00e9 sklo\": \"\/result-2-2\",\n            \"Konzult\u00e1cia poistnej udalosti\": \"\/3-3\",\n            \"Konzult\u00e1cia\": \"\/3-3\",\n            \"E\u0161te som nenahl\u00e1sil\":\"\/1-2\"\n        };\n\n        let history = [];\n        let currentStep = \"start\";\n\n        function renderStep(step) {\n            const questionElement = document.getElementById(\"question\");\n            const optionsElement = document.getElementById(\"options\");\n            const resultElement = document.getElementById(\"result\");\n            const backButton = document.getElementById(\"backButton\");\n\n            optionsElement.innerHTML = '';\n            resultElement.innerHTML = '';\n\n            if (step === \"start\") {\n                questionElement.innerText = \"SPRIEVODCA \u0160KODOU\";\n                questions[step].forEach(option => {\n                    const button = document.createElement(\"button\");\n                    button.innerText = option;\n                    button.classList.add(\"py-2\", \"px-4\", \"rounded-lg\", \"text-lg\", \"border\",\"border-blue-500\",\"hover:border-blue-500\",\"font-medium\", \n                    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\"border\",\"border-blue-500\",\"hover:border-blue-500\",\n                    \"font-medium\", \"text-white\",\"bg-transparent\", \"hover:bg-sky-700\",\"hover:text-white\", \n                    \"transition\", \"duration-200\", \"ease-in-out\" ,\"hover:ease-in-out\", \"mr-4\", \"mb-4\", \"option-button-embed\");\n                    button.onclick = () => nextStep(option);\n                    optionsElement.appendChild(button);\n                    \/\/ Trigger fade-in effect\n                    setTimeout(() => button.classList.add(\"fade-in\"), 0);\n                });\n            }\n\n            \/\/ Fade in effect for questions\n            questionElement.classList.add(\"fade-in\");\n\n            \/\/ Show the back button only if there's history\n            backButton.style.display = history.length ? 'block' : 'none';\n        }\n        function redirectToResult(resultUrl) {\n            const host = window.location.host;\n            const protocol = window.location.protocol;\n            const fullUrl = `${protocol}\/\/${host}${resultUrl}`;\n        \n            \/\/ Show text message for redirection\n            const optionsContainer = document.getElementById(\"options\");\n            optionsContainer.innerHTML = `<p class=\"text-lg text-center text-white\">Prebieha presmerovanie...<\/p>\n            <div class=\"text-center\">\n    <div role=\"status\">\n        <svg aria-hidden=\"true\" class=\"inline w-8 h-8 text-gray-200 animate-spin dark:text-gray-600 fill-blue-400\" viewBox=\"0 0 100 101\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n            <path d=\"M100 50.5908C100 78.2051 77.6142 100.591 50 100.591C22.3858 100.591 0 78.2051 0 50.5908C0 22.9766 22.3858 0.59082 50 0.59082C77.6142 0.59082 100 22.9766 100 50.5908ZM9.08144 50.5908C9.08144 73.1895 27.4013 91.5094 50 91.5094C72.5987 91.5094 90.9186 73.1895 90.9186 50.5908C90.9186 27.9921 72.5987 9.67226 50 9.67226C27.4013 9.67226 9.08144 27.9921 9.08144 50.5908Z\" fill=\"currentColor\"\/>\n            <path d=\"M93.9676 39.0409C96.393 38.4038 97.8624 35.9116 97.0079 33.5539C95.2932 28.8227 92.871 24.3692 89.8167 20.348C85.8452 15.1192 80.8826 10.7238 75.2124 7.41289C69.5422 4.10194 63.2754 1.94025 56.7698 1.05124C51.7666 0.367541 46.6976 0.446843 41.7345 1.27873C39.2613 1.69328 37.813 4.19778 38.4501 6.62326C39.0873 9.04874 41.5694 10.4717 44.0505 10.1071C47.8511 9.54855 51.7191 9.52689 55.5402 10.0491C60.8642 10.7766 65.9928 12.5457 70.6331 15.2552C75.2735 17.9648 79.3347 21.5619 82.5849 25.841C84.9175 28.9121 86.7997 32.2913 88.1811 35.8758C89.083 38.2158 91.5421 39.6781 93.9676 39.0409Z\" fill=\"currentFill\"\/>\n        <\/svg>\n        <span class=\"sr-only\">Loading...<\/span>\n    <\/div>\n<\/div>\n            \n            `\n\n        \n            \/\/ Open the URL in a new tab\n            window.open(fullUrl, '_blank');\n        \n            \/\/ Wait for 5 seconds and then restart the form\n            setTimeout(() => {\n                restartForm();\n            }, 5000);\n        }\n        function restartForm() {\n            \/\/ Clear history and reset to start\n            history = [];\n            currentStep = \"start\";\n            renderStep(currentStep);\n        }\n        \n        function nextStep(option) {\n            history.push(currentStep);\n            currentStep = option;\n            renderStep(currentStep);\n        }\n\n        function goBack() {\n            if (history.length) {\n                currentStep = history.pop();\n                renderStep(currentStep);\n            }\n        }\n\n        renderStep(currentStep);\n    <\/script>\n<\/body>\n<\/html>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-585ea0a8 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"585ea0a8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4eb790c3 exad-glass-effect-no exad-sticky-section-no\" data-id=\"4eb790c3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eb7a2cf exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"eb7a2cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">3. Odovzdan\u00e9 p\u00edsomn\u00e9 podklady k likvid\u00e1cii<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a73d01e exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"3a73d01e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u00a0\u00a0\u00a0Na to, aby pois\u0165ov\u0148a v\u00f4bec za\u010dala s pre\u0161etrovan\u00edm poistnej udalosti, mus\u00edte pois\u0165ovni doru\u010di\u0165 najm\u00e4 tieto <\/span><b>doklady<\/b><span style=\"font-weight: 400;\">:<\/span><\/p><ul><li><span style=\"font-weight: 400;\">\u00a0osved\u010denie o evidencii vozidla \u010das\u0165 II. (tzv. ve\u013ek\u00fd <\/span><b>technick\u00fd preukaz<\/b><span style=\"font-weight: 400;\">),<\/span><\/li><li><b>vodi\u010dsk\u00fd<\/b><span style=\"font-weight: 400;\"> preukaz vodi\u010da,<\/span><\/li><li><b>fakt\u00faru<\/b><span style=\"font-weight: 400;\"> zo servisu (ak je \u0161koda parci\u00e1lnou \u0161kodou \u2013 povolen\u00e1 oprava. Ak je \u0161koda tot\u00e1lnou \u2013 neekonomick\u00e1 oprava, fakt\u00faru nevy\u017eaduje),<\/span><\/li><li><span style=\"font-weight: 400;\">doklad o platnosti <\/span><b>technickej<\/b><span style=\"font-weight: 400;\"> a <\/span><b>emisnej<\/b><span style=\"font-weight: 400;\"> kontroly<\/span><\/li><li><b>kalkul\u00e1ciu<\/b><span style=\"font-weight: 400;\"> zo servisu,<\/span><\/li><li><span style=\"font-weight: 400;\">pr\u00edpadne <\/span><b>\u010d\u00edslo<\/b><span style=\"font-weight: 400;\"> bankov\u00e9ho <\/span><b>\u00fa\u010dtu<\/b><span style=\"font-weight: 400;\"> kam uhradi\u0165 plnenie\u00a0<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Ak u\u017e p\u00e1r dn\u00ed na str\u00e1nkach Kooperativa pois\u0165ovne v online sledovan\u00ed stavu \u0161kody <\/span><b>nie je<\/b><span style=\"font-weight: 400;\"> tento <\/span><b>bod<\/b><span style=\"font-weight: 400;\"> ozna\u010den\u00fd <\/span><b>zelenou<\/b><span style=\"font-weight: 400;\"> farbou, kontaktujte pois\u0165ov\u0148u.\u00a0 Zistite, ak\u00e9 doklady ch\u00fdbaj\u00fa pois\u0165ovni, aby ich pos\u00fadila. M\u00f4\u017ee sa sta\u0165, \u017ee v\u00e1s vyzvali mailom, ale mail skon\u010dil v <\/span><b>SPAMe<\/b><span style=\"font-weight: 400;\">, pr\u00edpadne v\u00e1m po\u0161tou poslali v\u00fdzvu na dolo\u017eenie, ale na zl\u00fa adresu.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8b729f2 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"8b729f2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-11a5c430 exad-glass-effect-no exad-sticky-section-no\" data-id=\"11a5c430\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-69f17b81 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"69f17b81\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">4. \u0160etrenie pois\u0165ovne<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2490950e exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"2490950e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"uk-width-1-1 uk-margin\"><div class=\"de-row uk-container\" data-dahz-id=\"\"><div class=\"uk-grid uk-flex-1 uk-c-position-z-index-0 uk-grid-stack\" data-uk-grid=\"\"><div class=\"de-column uk-position-relative uk-width-1-1@m uk-first-column\" data-dahz-id=\"\"><div class=\"uk-flex uk-c-flex-stretch uk-width-1-1\"><div class=\"uk-width-1-1 uk-padding-remove\"><div class=\"uk-flex-1\"><div class=\"uk-margin\"><div class=\"de-textblock-wrapper\"><p><span style=\"font-weight: 400;\">Vy\u017eadovan\u00e9 doklady boli doru\u010den\u00e9 zo strany po\u0161koden\u00e9ho aj \u0161kodcu a teraz za\u010d\u00ednaj\u00fa samotn\u00e9 likvida\u010dn\u00e9 \u00fakony. Tieto \u00fakony zahr\u0148uj\u00fa pre\u0161etrenie vzniku okolnost\u00ed poistnej udalosti, ako napr\u00edklad:<\/span><\/p><ul><li><b>Technick\u00e1\u00a0 prijate\u013enos\u0165<\/b><span style=\"font-weight: 400;\"> udalosti, pri ktorej Kooperativa zis\u0165uje, \u010di je\u00a0 mo\u017en\u00e9, aby k \u0161kode do\u0161lo tak, ako ju popisuj\u00fa vinn\u00edk a po\u0161koden\u00fd, viac v \u010dl\u00e1nku <a href=\"https:\/\/aider.sk\/en\/technicka-prijatelnost-nehodoveho-deja\/\">Technick\u00e1 prijate\u013enos\u0165 nehodov\u00e9ho deja.<\/a><\/span><\/li><li>\u00a0<b>Rozsah \u0161kody<\/b><span style=\"font-weight: 400;\">, ktor\u00fd bol zaznamenan\u00fd pois\u0165ov\u0148ou pri obhliadke a jeho pr\u00edpadn\u00e1 opodstatnenos\u0165.<\/span><\/li><li><span style=\"font-weight: 400;\">Potrebu <\/span><b>opravy<\/b><span style=\"font-weight: 400;\"> alebo v\u00fdmeny jednotliv\u00fdch \u010dast\u00ed uveden\u00fdch v fakt\u00fare zo servisu.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">V tomto bode u\u017e zvy\u010dajne nemus\u00edte komunikova\u0165 s pois\u0165ov\u0148ou, no v pr\u00edpade, \u017ee v\u00e1s pois\u0165ov\u0148a kontaktuje s po\u017eiadavkou na doplnenie inform\u00e1ci\u00ed, m\u00f4\u017ee to nazna\u010dova\u0165, \u017ee existuje riziko zamietnutia \/kr\u00e1tenia poistn\u00e9ho plnenia.<\/span><\/p><p><span style=\"font-weight: 400;\">Obzvl\u00e1\u0161\u0165 <\/span><b>opatrn\u00fd<\/b><span style=\"font-weight: 400;\"> by ste mali by\u0165, ak pois\u0165ov\u0148a po\u0161le <\/span><b>znalca z oblasti cestnej dopravy<\/b><span style=\"font-weight: 400;\">, forenzn\u00e9ho \u0161pecialistu alebo \u0161pecialistu na zvl\u00e1\u0161tne udalosti (ka\u017ed\u00e1 pois\u0165ov\u0148a m\u00f4\u017ee ma\u0165 svoje vlastn\u00e9 n\u00e1zvy na tak\u00e9to oddelenia). V t\u00fdchto pr\u00edpadoch by mohlo znamena\u0165, \u017ee pois\u0165ov\u0148a preveruje mo\u017enosti <\/span><b>zamietnutia plnenia<\/b><span style=\"font-weight: 400;\"> s cie\u013eom u\u0161etri\u0165 n\u00e1klady alebo br\u00e1ni\u0165 sa pred potenci\u00e1lnymi poistn\u00fdmi podvodmi.<\/span><\/p><p><span style=\"font-weight: 400;\">Z vlastn\u00fdch sk\u00fasenost\u00ed vieme, \u017ee ak je pr\u00edpad odoslan\u00fd tak\u00e9muto oddeleniu alebo znalcovi, je pravdepodobn\u00e9, \u017ee v\u00e1m poistn\u00e9 plnenie zamietnu.<\/span><\/p><p><b>\u010co robi\u0165?<\/b><\/p><p><span style=\"font-weight: 400;\">\u010ci u\u017e pois\u0165ov\u0148a za vami poslala:<\/span><\/p><ul><li><span style=\"font-weight: 400;\">znalca,<\/span><\/li><li><span style=\"font-weight: 400;\">forenzn\u00e9ho technika<\/span><\/li><li>\u0161pecialistu, pr\u00edpadne in\u00fa podobn\u00fa osobu<\/li><\/ul><p><span style=\"font-weight: 400;\">alebo \u0161etrenie poistnej udalosti trv\u00e1 pod\u013ea v\u00e1s dlho, <\/span><b>konzultujte svoju poistn\u00fa udalos\u0165 s\u00a0nami.<\/b><span style=\"font-weight: 400;\"> Porad\u00edme v\u00e1m \u010do m\u00e1te spravi\u0165, aby pois\u0165ov\u0148a nezamietla poistn\u00e9 plnenie.<\/span><\/p><p><span style=\"font-weight: 400;\">Ka\u017ed\u00fd z n\u00e1s ur\u010dite u\u017e po\u010dul v telev\u00edzii vetu: \u201eV\u0161etko \u010do poviete, M\u00d4\u017dE by\u0165 pou\u017eit\u00e9 proti v\u00e1m\u201c. Pri likvid\u00e1cii poistnej udalosti to plat\u00ed podobne s men\u0161\u00edm rozdielom <strong>\u201eV\u0161etko \u010do dolo\u017e\u00edte do likvida\u010dn\u00e9ho spisu, BUDE pou\u017eit\u00e9 proti v\u00e1m\u201c.<\/strong><\/span><\/p><p><span style=\"font-weight: 400;\">Preto nezab\u00fadajte, \u017ee predt\u00fdm, ako vypln\u00edte dotazn\u00edky a odpoviete na ot\u00e1zky pois\u0165ovne, pr\u00edpadne znalca, <strong>odkonzultujte si to s nami.<\/strong><\/span><\/p><p><b>S\u00fadny spor<\/b><span style=\"font-weight: 400;\"> s pois\u0165ovate\u013eom o zamietnut\u00e9 plnenie je \u010faleko <\/span><b>drah\u0161\u00ed<\/b><span style=\"font-weight: 400;\"> a\u00a0 <\/span><b>dlh\u0161ie<\/b><span style=\"font-weight: 400;\"> trvaj\u00faci, ako oslovi\u0165 sk\u00fasen\u00fdch odborn\u00edkov. <\/span><\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-458de461 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"458de461\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4cb972c exad-glass-effect-no exad-sticky-section-no\" data-id=\"4cb972c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-24580b46 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"24580b46\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">5. Platba\/ukon\u010denie likvid\u00e1cie<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5bc49a03 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"5bc49a03\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"uk-width-1-1 uk-margin\">\n<div class=\"de-row uk-container\" data-dahz-id=\"\">\n<div class=\"uk-grid uk-flex-1 uk-c-position-z-index-0 uk-grid-stack\" data-uk-grid=\"\">\n<div class=\"de-column uk-position-relative uk-width-1-1@m uk-first-column\" data-dahz-id=\"\">\n<div class=\"uk-flex uk-c-flex-stretch uk-width-1-1\">\n<div class=\"uk-width-1-1 uk-padding-remove\">\n<div class=\"uk-flex-1\">\n<div class=\"uk-margin\">\n<div class=\"de-textblock-wrapper\">\n<p><span style=\"font-weight: 400;\">Po dokon\u010den\u00ed procesu likvid\u00e1cie poistnej udalosti v\u00e1s Kooperativa pois\u0165ov\u0148a bu\u010f <\/span><b>od\u0161kodn\u00ed<\/b><span style=\"font-weight: 400;\">, alebo v\u00e1m ozn\u00e1mi svoje rozhodnutie, vr\u00e1tane pr\u00edpadn\u00e9ho <\/span><b>zamietnutia<\/b><span style=\"font-weight: 400;\"> plnenia. Ak nie ste spokojn\u00fd s rozhodnut\u00edm pois\u0165ovne, nev\u00e1hajte n\u00e1m zanecha\u0165 v\u00e1\u0161 kontakt alebo n\u00e1s kontaktujte priamo.<\/span><\/p><p><span style=\"font-weight: 400;\">Sme pripraven\u00ed <\/span><b>pom\u00f4c\u0165 v\u00e1m<\/b><span style=\"font-weight: 400;\"> a zabezpe\u010di\u0165, \u017ee dostanete to, \u010do v\u00e1m pr\u00e1vom patr\u00ed .<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Pokia\u013e ste si u\u017e pre\u010d\u00edtali v&nbsp;na\u0161om blogu v\u00fdznam v\u0161etk\u00fdch polo\u017eiek ktor\u00e9 sa pri <\/span><b>sledovan\u00ed stavu \u0161kody <\/b><span style=\"font-weight: 400;\">Kooperativa vyskytuj\u00fa, prekliknite sa priamo cez link a skontrolujte ako na tom je <a href=\"https:\/\/webcalc.koop.sk\/koop\/hlasenia\/stav\">likvidovanie va\u0161ej poistnej udalosti.<\/a><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3dba002 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"3dba002\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0548a0b exad-glass-effect-no exad-sticky-section-no\" data-id=\"0548a0b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-a4f7ad3 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"a4f7ad3\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-cffc9ad exad-glass-effect-no exad-sticky-section-no\" data-id=\"cffc9ad\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-88e7d3c exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"88e7d3c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Zanechajte n\u00e1m kontakt !<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-61f3689 exad-glass-effect-no exad-sticky-section-no\" data-id=\"61f3689\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-212889c exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"212889c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Zavolajte alebo nap\u00ed\u0161te n\u00e1m!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a76d6bc exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-shortcode\" data-id=\"a76d6bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><form id=\"forminator-module-2857\" class=\"forminator-custom-form forminator-custom-form-2857\" method=\"post\" data-forminator-render=\"0\" data-uid=\"69ebf06a4292e\" action=\"\"><div role=\"alert\" aria-live=\"polite\" class=\"forminator-response-message forminator-error\" aria-hidden=\"true\"><\/div><input type=\"hidden\" name=\"trp-form-language\" value=\"en\"\/><\/form><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d811f33 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"d811f33\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"tel:+421948878717\">+421 948 87 87 17<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8e0c36e exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"8e0c36e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"mailto:info@aider.sk\">info@aider.sk<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Audio \u00favod vegenerovan\u00fd pomocou AI V\u00a0tomto \u010dl\u00e1nku sa dozviete, \u010do znamenaj\u00fa jednotliv\u00e9 polo\u017eky pri sledovan\u00ed stavu poistnej udalosti, na \u010do si da\u0165 pozor od nahl\u00e1senia a\u017e po ukon\u010denie poistnej udalosti, ako zist\u00edte, \u017ee sa pois\u0165ov\u0148a chyst\u00e1 zamietnu\u0165\/kr\u00e1ti\u0165 poistn\u00e9 plnenie, ako v\u00e1m vieme pom\u00f4c\u0165 aby va\u0161a poistn\u00e1 udalos\u0165 prebehla hladko s\u00a0\u010do najmen\u0161\u00edm dopadom na v\u00e1\u0161 komfort. [&hellip;]<\/p>","protected":false},"author":4,"featured_media":1187,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[43],"tags":[],"class_list":["post-2125","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sledovanie-poistnych"],"_links":{"self":[{"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/posts\/2125","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/comments?post=2125"}],"version-history":[{"count":1,"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/posts\/2125\/revisions"}],"predecessor-version":[{"id":4642,"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/posts\/2125\/revisions\/4642"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/media\/1187"}],"wp:attachment":[{"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/media?parent=2125"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/categories?post=2125"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/tags?post=2125"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}