{"id":1928,"date":"2023-11-24T13:13:11","date_gmt":"2023-11-24T12:13:11","guid":{"rendered":"https:\/\/aider.sk\/?p=1928"},"modified":"2024-01-18T14:18:00","modified_gmt":"2024-01-18T13:18:00","slug":"co-je-parcialna-skoda","status":"publish","type":"post","link":"https:\/\/aider.sk\/en\/co-je-parcialna-skoda\/","title":{"rendered":"\u010cO JE PARCI\u00c1LNA \u0160KODA"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"1928\" class=\"elementor elementor-1928\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-13bb4f4b elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"13bb4f4b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-50883ef exad-glass-effect-no exad-sticky-section-no\" data-id=\"50883ef\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5dcb2995 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-shortcode\" data-id=\"5dcb2995\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div\n    id=\"h5ap-player-1\"\n    data-id=\"h5ap-player-1\"\n    data-attributes=\"{&quot;uniqueId&quot;:&quot;player2597&quot;,&quot;clientId&quot;:&quot;&quot;,&quot;align&quot;:&quot;&quot;,&quot;alignment&quot;:&quot;center&quot;,&quot;source&quot;:&quot;https:\\\/\\\/aider.sk\\\/wp-content\\\/uploads\\\/2024\\\/01\\\/ElevenLabs_2024-01-02T14_22_31_Matilda_pre_s50_sb75_se0_b_m2.mp3&quot;,&quot;poster&quot;:&quot;&quot;,&quot;title&quot;:&quot;Audio Title&quot;,&quot;artist&quot;:&quot;Author Name&quot;,&quot;color&quot;:&quot;#fff&quot;,&quot;textColor&quot;:&quot;#fff&quot;,&quot;primaryColor&quot;:&quot;#195FF5&quot;,&quot;hoverColor&quot;:&quot;#00B3FF&quot;,&quot;skin&quot;:&quot;Default&quot;,&quot;repeat&quot;:false,&quot;autoplay&quot;:false,&quot;isSticky&quot;:false,&quot;muted&quot;:false,&quot;loader&quot;:false,&quot;saveState&quot;:false,&quot;disablePause&quot;:false,&quot;seekTime&quot;:10,&quot;startTime&quot;:0,&quot;download&quot;:true,&quot;width&quot;:&quot;100%&quot;,&quot;radius&quot;:&quot;10px&quot;,&quot;controls&quot;:{&quot;play&quot;:true,&quot;progress&quot;:true,&quot;duration&quot;:true,&quot;mute&quot;:true,&quot;volume&quot;:true,&quot;settings&quot;:true},&quot;CSS&quot;:&quot;&quot;,&quot;i18n&quot;:{&quot;restart&quot;:&quot;Restart&quot;,&quot;rewind&quot;:&quot;Rewind {seektime}s&quot;,&quot;play&quot;:&quot;Play&quot;,&quot;pause&quot;:&quot;Pause&quot;,&quot;fastForward:&quot;:&quot;Forward {seektime}s&quot;,&quot;seek&quot;:&quot;Seek&quot;,&quot;seekLabel&quot;:&quot;{currentTime} of {duration}&quot;,&quot;played&quot;:&quot;Played&quot;,&quot;buffered&quot;:&quot;Buffered&quot;,&quot;currentTime:&quot;:&quot;Current time&quot;,&quot;duration&quot;:&quot;Duration&quot;,&quot;volume&quot;:&quot;Volume&quot;,&quot;mute&quot;:&quot;Mute&quot;,&quot;unmute&quot;:&quot;Unmute&quot;,&quot;enableCaptions&quot;:&quot;Enable captions&quot;,&quot;disableCaptions&quot;:&quot;Disable captions&quot;,&quot;download&quot;:&quot;Download&quot;,&quot;enterFullscreen&quot;:&quot;Enter fullscreen&quot;,&quot;exitFullscreen&quot;:&quot;Exit fullscreen&quot;,&quot;frameTitle&quot;:&quot;Player for {title}&quot;,&quot;captions&quot;:&quot;Captions&quot;,&quot;settings&quot;:&quot;Settings&quot;,&quot;pip&quot;:&quot;PIP&quot;,&quot;menuBack&quot;:&quot;Go back to previous menu&quot;,&quot;speed&quot;:&quot;Speed&quot;,&quot;normal&quot;:&quot;Normal&quot;,&quot;quality&quot;:&quot;Quality&quot;,&quot;loop&quot;:&quot;Loop&quot;,&quot;start&quot;:&quot;Start&quot;,&quot;end&quot;:&quot;End&quot;,&quot;all&quot;:&quot;All&quot;,&quot;reset&quot;:&quot;Reset&quot;,&quot;disabled&quot;:&quot;Disabled&quot;,&quot;enabled&quot;:&quot;Enabled&quot;,&quot;advertisement&quot;:&quot;Ad&quot;,&quot;qualityBadge&quot;:{&quot;2160&quot;:&quot;4K&quot;,&quot;1440&quot;:&quot;HD&quot;,&quot;1080&quot;:&quot;HD&quot;,&quot;720&quot;:&quot;HD&quot;,&quot;576&quot;:&quot;SD&quot;,&quot;480&quot;:&quot;SD&quot;}},&quot;controlColor&quot;:&quot;#4a5464&quot;,&quot;preload&quot;:&quot;metadata&quot;,&quot;speed&quot;:{&quot;selected&quot;:1,&quot;speed&quot;:[&quot;0.5&quot;,&quot; 0.75&quot;,&quot; 1&quot;,&quot; 1.25&quot;,&quot; 1.5&quot;,&quot; 1.75&quot;,&quot; 2&quot;,&quot; 4&quot;,&quot; 8&quot;]},&quot;multiple_audio&quot;:false,&quot;defaultValue&quot;:{&quot;Default&quot;:{&quot;primaryColor&quot;:&quot;#4A5464&quot;,&quot;controlColor&quot;:&quot;#4A5464&quot;,&quot;bgColor&quot;:&quot;#F5F5F5&quot;},&quot;Fusion&quot;:{&quot;primaryColor&quot;:&quot;#fff&quot;,&quot;bgColor&quot;:&quot;#161616&quot;,&quot;controlColor&quot;:&quot;#fff&quot;},&quot;Stamp&quot;:{&quot;controlColor&quot;:&quot;#fff&quot;,&quot;bgColor&quot;:&quot;#161616&quot;},&quot;Wave&quot;:{&quot;primaryColor&quot;:&quot;#fff&quot;,&quot;controlColor&quot;:&quot;#fff&quot;,&quot;bgColor&quot;:&quot;#161616&quot;,&quot;textColor&quot;:&quot;#fff&quot;},&quot;Card-1&quot;:{&quot;primaryColor&quot;:&quot;#fff&quot;,&quot;controlColor&quot;:&quot;#161616&quot;,&quot;bgColor&quot;:&quot;#161616&quot;,&quot;textColor&quot;:&quot;#fff&quot;},&quot;Card-2&quot;:{&quot;primaryColor&quot;:&quot;#00FBF3&quot;,&quot;controlColor&quot;:&quot;#fff&quot;,&quot;bgColor&quot;:&quot;#161616&quot;,&quot;textColor&quot;:&quot;#fff&quot;},&quot;Simple-1&quot;:{&quot;primaryColor&quot;:&quot;#00dcff&quot;,&quot;controlColor&quot;:&quot;#fff&quot;,&quot;bgColor&quot;:&quot;#161616&quot;,&quot;textColor&quot;:&quot;#00dcff&quot;},&quot;Simple-2&quot;:{&quot;primaryColor&quot;:&quot;#06F7FF00&quot;,&quot;controlColor&quot;:&quot;#fff&quot;,&quot;bgColor&quot;:&quot;#161616&quot;},&quot;Player9&quot;:{&quot;primaryColor&quot;:&quot;#195FF6&quot;,&quot;controlColor&quot;:&quot;#fff&quot;,&quot;bgColor&quot;:&quot;#161616&quot;,&quot;textColor&quot;:&quot;#EDEFF2&quot;},&quot;Player10&quot;:{&quot;primaryColor&quot;:&quot;#195FF6&quot;,&quot;controlColor&quot;:&quot;#fff&quot;,&quot;bgColor&quot;:&quot;#161616&quot;,&quot;textColor&quot;:&quot;#EDEFF2&quot;},&quot;Player11&quot;:{&quot;primaryColor&quot;:&quot;#195FF6&quot;,&quot;controlColor&quot;:&quot;#fff&quot;,&quot;bgColor&quot;:&quot;#161616&quot;,&quot;textColor&quot;:&quot;#fff&quot;}},&quot;TrpContentRestriction&quot;:{&quot;restriction_type&quot;:&quot;exclude&quot;,&quot;selected_languages&quot;:[],&quot;panel_open&quot;:true}}\"\n    class=\"wp-block-h5ap-tailwind wp-block-h5ap-audioplayer\">\n    <\/div><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-720b95e8 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"720b95e8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Ak v\u00e1m&nbsp;pri nehode vznikla na vozidle \u0161koda, ktor\u00fa pois\u0165ov\u0148a uznala ako <\/span><b>parci\u00e1lnu<\/b><span style=\"font-weight: 400;\">, \u010d\u00edtajte \u010falej a dozviete sa \u010do to vlastne znamen\u00e1, ako ju <\/span><b>vyhodnocuj\u00fa pois\u0165ovne,<\/b><span style=\"font-weight: 400;\"> ako je mo\u017en\u00e9 si <\/span><b>vypo\u010d\u00edta\u0165 jej v\u00fd\u0161ku<\/b><span style=\"font-weight: 400;\">, no a&nbsp;na z\u00e1ver si povieme ako v\u00e1m vieme <\/span><b>pom\u00f4c\u0165<\/b><span style=\"font-weight: 400;\"> a&nbsp;<\/span><b>opravi\u0165 <\/b><span style=\"font-weight: 400;\">va\u0161e vozidlo <\/span><b>bez<\/b><span style=\"font-weight: 400;\"> toho, aby ste za to<\/span><b> platili<\/b><span style=\"font-weight: 400;\">.&nbsp;<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-555d0b0e elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"555d0b0e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5c519f2 exad-glass-effect-no exad-sticky-section-no\" data-id=\"5c519f2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2b337c6b exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"2b337c6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u010co je parci\u00e1lna \u0161koda?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7773bb99 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"7773bb99\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Za parci\u00e1lne (\u010diastkov\u00e9) \u0161kody pois\u0165ov\u0148a ozna\u010d\u00ed tie, pri ktor\u00fdch n\u00e1klady na opravu po\u0161kodenia nie s\u00fa vy\u0161\u0161ie, ako v\u0161eobecn\u00e1 hodnota vozidla v \u010dase vzniku poistnej udalosti. To znamen\u00e1, \u017ee\u00a0<\/span><b>oprava vozidla je ekonomicky v\u00fdhodn\u00e1<\/b><span style=\"font-weight: 400;\">. V pr\u00edpade, \u017ee n\u00e1klady na opravu presiahnu hodnotu vozidla, jedn\u00e1 sa o\u00a0<\/span><a href=\"https:\/\/aider.sk\/en\/co-je-totalna-skoda\/\"><span style=\"font-weight: 400;\">tot\u00e1lnu \u0161kodu<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-55c06dec elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"55c06dec\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-721806d1 exad-glass-effect-no exad-sticky-section-no\" data-id=\"721806d1\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-56e0bf2c exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"56e0bf2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ako vyhodnocuj\u00fa pois\u0165ovne, \u010di je \u0161koda parci\u00e1lna alebo tot\u00e1lna?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26b72b6a exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"26b72b6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Na to, aby pois\u0165ov\u0148a ur\u010dila, \u010di sa jedn\u00e1 o tot\u00e1lnu alebo parci\u00e1lnu \u0161kodu, ber\u00fa sa do \u00favahy <\/span><b>dva faktory<\/b><span style=\"font-weight: 400;\">:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><b>v\u0161eobecn\u00e1 trhov\u00e1<\/b><span style=\"font-weight: 400;\"> hodnota vozidla (jeho aktu\u00e1lna hodnota)<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><b>n\u00e1klady na opravu vozidla<\/b><span style=\"font-weight: 400;\">, ktor\u00fa pois\u0165ovne po\u010d\u00edtaj\u00fa za pou\u017eitia origin\u00e1lnych n\u00e1hradn\u00fdch dielov a ceny pr\u00e1ce v autorizovanom servise<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">Ka\u017ed\u00fd pr\u00edpad je v\u0161ak in\u00fd. Pri nov\u00fdch vozidl\u00e1ch aj rozsiahle po\u0161kodenie nemus\u00ed hne\u010f znamena\u0165, \u017ee sa jedn\u00e1 o tot\u00e1lnu \u0161kodu. Kde\u017eto pri star\u0161\u00edch vozidl\u00e1ch aj mal\u00e9 po\u0161kodenie m\u00f4\u017ee by\u0165 zo strany pois\u0165ovne ozna\u010den\u00e9 za tot\u00e1lnu \u0161kodu a to pr\u00e1ve z d\u00f4vodu jeho n\u00edzkej v\u0161eobecnej hodnoty.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dd7d30e elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"dd7d30e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-55fa3b53 exad-glass-effect-no exad-sticky-section-no\" data-id=\"55fa3b53\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-53501c4a exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"53501c4a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ako si vypo\u010d\u00edta\u0165 v\u00fd\u0161ku poistn\u00e9ho plnenia pri parci\u00e1lnej \u0161kode<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1fcbafab exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"1fcbafab\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Pri parci\u00e1lnej \u0161kode m\u00e1te<a href=\"https:\/\/autopozicovna.aider.sk\/\">\u00a0<\/a><\/span><span style=\"font-weight: 400;\">n\u00e1rok na n\u00e1hradn\u00e9 vozidlo<\/span><span style=\"font-weight: 400;\">, pri\u010dom pois\u0165ov\u0148a je povinn\u00e1 v\u00e1m tieto n\u00e1klady preplati\u0165.<\/span><\/p><p><span style=\"font-weight: 400;\">Niektor\u00e9 pois\u0165ovne e\u0161te dodnes kr\u00e1tia poistn\u00e9 plnenie o\u00a0<\/span><a href=\"https:\/\/aider.sk\/en\/co-je-to-amortizacia\/\"><span style=\"font-weight: 400;\">amortiz\u00e1ciu<\/span><\/a><span style=\"font-weight: 400;\">. Na druh\u00fa stranu je pois\u0165ovate\u013e povinn\u00fd v\u00e1m uhradi\u0165 aj finan\u010dn\u00fa stratu, ktor\u00e1 predstavuje\u00a0<\/span><a href=\"https:\/\/aider.sk\/en\/znizenie-hodnoty-vozidla-vplyvom-nehody\/\"><span style=\"font-weight: 400;\">zn\u00ed\u017eenie v\u0161eobecnej hodnoty vozidla vplyvom po\u0161kodenia<\/span><\/a><span style=\"font-weight: 400;\">, nako\u013eko havarovan\u00e9 a opraven\u00e9 vozidlo nem\u00e1 tak\u00fa hodnotu, ako vozidlo, ktor\u00e9 nikdy nebolo\u00a0havarovan\u00e9.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3223841 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"3223841\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4eb0ffc4 exad-glass-effect-no exad-sticky-section-no\" data-id=\"4eb0ffc4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-52d5c428 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"52d5c428\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">V\u00fdsledn\u00e9 poistn\u00e9 plnenie pri parci\u00e1lnej \u0161kode by malo vyzera\u0165 nasledovne:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1cec024 elementor-widget-divider--view-line exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-divider\" data-id=\"1cec024\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-405d4e3 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"405d4e3\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-263e94f exad-glass-effect-no exad-sticky-section-no\" data-id=\"263e94f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-26dc7e5 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"26dc7e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">N\u00e1klady na opravu vozidla<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4df0cb6 exad-glass-effect-no exad-sticky-section-no\" data-id=\"4df0cb6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6486ea5 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"6486ea5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: right;\"><span style=\"font-weight: 400;\">7 500 EUR<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f0b14f elementor-widget-divider--view-line exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-divider\" data-id=\"6f0b14f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7cf0fd4 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"7cf0fd4\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-bc987ef exad-glass-effect-no exad-sticky-section-no\" data-id=\"bc987ef\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c3edde0 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"c3edde0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Zn\u00ed\u017eenie trhovej hodnoty vozidla vplyvom nehody<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-49244e6 exad-glass-effect-no exad-sticky-section-no\" data-id=\"49244e6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1cf4372 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"1cf4372\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: right;\"><span style=\"font-weight: 400;\">1 550 EUR<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-bf09e36 elementor-widget-divider--view-line exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-divider\" data-id=\"bf09e36\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-642b726 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"642b726\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1bfd166 exad-glass-effect-no exad-sticky-section-no\" data-id=\"1bfd166\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3d36f48 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"3d36f48\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">N\u00e1hradn\u00e9 vozidlo<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-e6dfb78 exad-glass-effect-no exad-sticky-section-no\" data-id=\"e6dfb78\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6d5e036 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"6d5e036\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: right;\"><span style=\"font-weight: 400;\">960 EUR<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-4417b4d elementor-widget-divider--view-line exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-divider\" data-id=\"4417b4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-b1f3900 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"b1f3900\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-95d6a2b exad-glass-effect-no exad-sticky-section-no\" data-id=\"95d6a2b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c6be9fc exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"c6be9fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">\u010eal\u0161ie n\u00e1roky<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0be2a4b exad-glass-effect-no exad-sticky-section-no\" data-id=\"0be2a4b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f6c6707 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"f6c6707\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: right;\"><span style=\"font-weight: 400;\">245 EUR<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-121aec0 elementor-widget-divider--view-line exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-divider\" data-id=\"121aec0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-0978d4a elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"0978d4a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-edc1ab3 exad-glass-effect-no exad-sticky-section-no\" data-id=\"edc1ab3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a8619c9 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"a8619c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><b>Poistn\u00e9 plnenie<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5173942 exad-glass-effect-no exad-sticky-section-no\" data-id=\"5173942\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0ed8dde exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"0ed8dde\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: right;\"><b>10 255 EUR<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-162b2bb elementor-widget-divider--view-line exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-divider\" data-id=\"162b2bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-806a66d elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"806a66d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-16330cd4 exad-glass-effect-no exad-sticky-section-no\" data-id=\"16330cd4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ded3650 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"ded3650\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Nezab\u00fadajte, \u017ee v\u0161etky n\u00e1roky, ktor\u00e9 si chcete proti pois\u0165ovni uplatni\u0165, mus\u00edte hodnoverne preuk\u00e1za\u0165. Za t\u00fdmto \u00fa\u010delom v\u00e1m odpor\u00fa\u010dame,\u00a0<\/span><a href=\"https:\/\/aider.sk\/en\/zabezpecenie-dokazov-pri-parcialnej-skode\/\"><span style=\"font-weight: 400;\">si zabezpe\u010di\u0165 v\u0161etky d\u00f4kazy<\/span><\/a><span style=\"font-weight: 400;\">\u00a0ktor\u00e9 s\u00fa k dispoz\u00edcii,\u00a0v \u010do najkrat\u0161om \u010dase.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59bce0d7 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"59bce0d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Rozdiel medzi PZP a havarijn\u00fdm poisten\u00edm<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5987eda0 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"5987eda0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"uk-width-1-1 uk-margin\"><div class=\"de-row uk-container\" data-dahz-id=\"\"><div class=\"uk-grid uk-flex-1 uk-c-position-z-index-0 uk-grid-stack\" data-uk-grid=\"\"><div class=\"de-column uk-position-relative uk-width-1-1@m uk-first-column\" data-dahz-id=\"\"><div class=\"uk-flex uk-c-flex-stretch uk-width-1-1\"><div class=\"uk-width-1-1 uk-padding-remove\"><div class=\"uk-flex-1\"><div class=\"uk-margin\"><div class=\"de-textblock-wrapper\"><p><span style=\"font-weight: 400;\">Pri\u00a0<\/span><b>PZP<\/b><span style=\"font-weight: 400;\">\u00a0(v pr\u00edpade, \u017ee \u0161kodu sp\u00f4sobil in\u00fd \u00fa\u010dastn\u00edk prem\u00e1vky) sa po\u0161koden\u00e9mu uhr\u00e1dza skuto\u010dn\u00e1 \u0161koda, ktor\u00e1 je vymedzen\u00e1 z\u00e1konom. Pois\u0165ov\u0148a by v\u00e1m mala likvidova\u0165 poistn\u00fa udalos\u0165 ako parci\u00e1lnu \u0161kodu, aj ke\u010f n\u00e1klady na opravu sa bl\u00ed\u017eia k 100% jeho trhovej hodnoty.<\/span><\/p><p><span style=\"font-weight: 400;\">Z\u00a0<\/span><b>havarijn\u00e9ho poistenia<\/b><span style=\"font-weight: 400;\">\u00a0to zase upravuj\u00fa v\u0161eobecn\u00e9 poistn\u00e9 podmienky, ktor\u00e9 s\u00fa platn\u00e9 k zmluve. Tie si pois\u0165ovne m\u00f4\u017eu v r\u00e1mci z\u00e1kona prisp\u00f4sobova\u0165 pod\u013ea seba a teda hranicu parci\u00e1lnej \u0161kody ur\u010duj\u00fa pois\u0165ovne od 70% do 90%.<\/span><\/p><p><span style=\"font-weight: 400;\">Ak si teda budete n\u00e1rokova\u0165 \u00fahradu plnenia z PZP, nemus\u00ed \u00eds\u0165 o tot\u00e1lnu \u0161kodu, pri\u010dom pokia\u013e by ste si nechali vyplati\u0165 plnenie zo svojho havarijn\u00e9ho poistenia, pois\u0165ov\u0148a u\u017e m\u00f4\u017ee likvidova\u0165 \u0161kodu ako tot\u00e1lnu.<\/span><\/p><p><span style=\"font-weight: 400;\">\u010ci u\u017e si n\u00e1rokujete poistn\u00e9 plnenie z havarijn\u00e9ho poistenia alebo z PZP, m\u00e1te na v\u00fdber, akou formou v\u00e1m pois\u0165ov\u0148a uhrad\u00ed \u0161kodu. O tom, ak\u00e9 formy preplatenia existuj\u00fa sa do\u010d\u00edtate v \u010dl\u00e1nku:\u00a0<\/span><a href=\"https:\/\/aider.sk\/en\/ake-su-formy-preplatenia-parcialnej-skody\/\"><span style=\"font-weight: 400;\">Ak\u00e9 s\u00fa formy preplatenia parci\u00e1lnej \u0161kody na vozidle?<\/span><\/a><\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-66ca1547 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"66ca1547\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-65f2f0fd exad-glass-effect-no exad-sticky-section-no\" data-id=\"65f2f0fd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-615cc306 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-shortcode\" data-id=\"615cc306\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1334\" class=\"elementor elementor-1334\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ab000fe elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"ab000fe\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f0ffe96 exad-glass-effect-no exad-sticky-section-no\" data-id=\"f0ffe96\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6a41fe5 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"6a41fe5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Sta\u010dia tri kliknutia a dozviete sa \u010do V\u00e1m v Pois\u0165ovni nepovedia.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9cb7735 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"9cb7735\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9394e06 exad-glass-effect-no exad-sticky-section-no\" data-id=\"9394e06\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-99fc3b2 elementor-widget__width-initial exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-html\" data-id=\"99fc3b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!DOCTYPE html>\n<html lang=\"sk\">\n<head>\n    <meta charset=\"UTF-8\">\n    <script src=\"https:\/\/cdn.tailwindcss.com\"><\/script>\n    <title>Sprievodca \u0160kodou<\/title>\n    <style>\n        * {\n            box-shadow: 0 0 0 0.0px red;\n        }\n        \n\n\n        \n        \/* Hide the loader by default *\/\n        .hidden {\n            display: none;\n        }\n        \/* Additional custom styling *\/\n        #form-container {\n            background-color: #0c2b5a; \/* Lighter grey background for the form *\/\n            border: 1px solid #cbd5e0; \/* Light grey border *\/\n            border-radius: 10px; \/* Rounded corners 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with fade in effect *\/\n        }\n        #backButton {\n            background-color: #d1d5db; \/* Grey background for the back button *\/\n            color: #374151; \/* Same color as options *\/\n            display: none; \/* Hidden by default *\/\n        }\n        .line-divider {\n            border-bottom: 1px solid #fff; \/* White border bottom *\/\n            margin: 0 auto;\n            width: calc(100% - 2cm); \/* 1cm space on left and right *\/\n            margin-bottom: 20px;\n        }\n    \n        .footer {\n            width: 100%;\n            position: relative; \/* Position it at the bottom *\/\n            border-top: 1px solid #5e5e5e; \/* Grey border top *\/\n            background-color: #383d54; \/* Footer background color *\/\n            padding-top: 10px; \/* Padding for footer *\/\n            border-radius: 0 0 10px 10px; \/* Rounded bottom corners *\/\n            text-align: center;\n            height: 60px; \/* Consistent height for footer *\/\n 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my-2\" id=\"question\"><\/div>\n        <\/div>\n        \n\n        <div id=\"options\" class=\"mx-10\"><\/div>\n        <div id=\"loader\" class=\"loader hidden\"><\/div> \n        <div class=\"result\" id=\"result\">\n        <\/div>\n        <div class=\"footer\">\n            <button onclick=\"goBack()\" id=\"backButton\" class=\"py-2 px-4 rounded-lg text-lg font-medium\">Back<\/button>\n        <\/div>\n    <\/div>\n\n    <script>\n        const questions = {\n            \"start\": [\"Hav\u00e1ria vozidla\", \"Po\u0161koden\u00e9 \u010deln\u00e9 sklo\", \"Konzult\u00e1cia poistnej udalosti\"],\n            \"Hav\u00e1ria vozidla\": {\n                question: \"Nahl\u00e1sili ste u\u017e poistn\u00fa udalos\u0165 o pois\u0165ovni?\",\n                options: [\"U\u017e som nahl\u00e1sil\", \"E\u0161te som nenahl\u00e1sil\", \"Konzult\u00e1cia poistnej udalosti\"]\n            },\n            \"U\u017e som nahl\u00e1sil\": {\n                question: \"Akou formou v\u00e1m vyplatili poistn\u00e9 plnenie?\",\n                options: [\"Formou rozpo\u010dtu\", \"Formou tot\u00e1lnej \u0161kody\", \"E\u0161te nevyplatili\", \"Konzult\u00e1cia poistnej udalosti\"]\n            },\n            \n            \n            \"Po\u0161koden\u00e9 \u010deln\u00e9 sklo\": {\n                question: \"Po\u0161koden\u00e9 \u010deln\u00e9 sklo\",\n                options: [\"U\u017e m\u00e1m opraven\u00e9 \u010deln\u00e9 sklo\", \"E\u0161te nem\u00e1m opraven\u00e9 \u010deln\u00e9 sklo\"]\n            },\n           \n        };\n\n        const results = {\n            \"Formou rozpo\u010dtu\": \"\/result-1-1-2\",\n            \n            \"Formou tot\u00e1lnej \u0161kody\": \"\/result-1-1-1\",\n            \"E\u0161te nevyplatili\": \"\/result-1-1-3\",\n            \"U\u017e m\u00e1m opraven\u00e9 \u010deln\u00e9 sklo\": \"\/result-2-1\",\n            \"E\u0161te nem\u00e1m opraven\u00e9 \u010deln\u00e9 sklo\": \"\/result-2-2\",\n            \"Konzult\u00e1cia poistnej udalosti\": \"\/3-3\",\n            \"Konzult\u00e1cia\": \"\/3-3\",\n            \"E\u0161te som nenahl\u00e1sil\":\"\/1-2\"\n        };\n\n        let history = [];\n        let currentStep = \"start\";\n\n        function renderStep(step) {\n            const questionElement = document.getElementById(\"question\");\n            const optionsElement = document.getElementById(\"options\");\n            const resultElement = document.getElementById(\"result\");\n            const backButton = document.getElementById(\"backButton\");\n\n            optionsElement.innerHTML = '';\n            resultElement.innerHTML = '';\n\n            if (step === \"start\") {\n                questionElement.innerText = \"SPRIEVODCA \u0160KODOU\";\n                questions[step].forEach(option => {\n                    const button = document.createElement(\"button\");\n                    button.innerText = option;\n                    button.classList.add(\"py-2\", \"px-4\", 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'block' : 'none';\n        }\n        function redirectToResult(resultUrl) {\n            const host = window.location.host;\n            const protocol = window.location.protocol;\n            const fullUrl = `${protocol}\/\/${host}${resultUrl}`;\n        \n            \/\/ Show text message for redirection\n            const optionsContainer = document.getElementById(\"options\");\n            optionsContainer.innerHTML = `<p class=\"text-lg text-center text-white\">Prebieha presmerovanie...<\/p>\n            <div class=\"text-center\">\n    <div role=\"status\">\n        <svg aria-hidden=\"true\" class=\"inline w-8 h-8 text-gray-200 animate-spin dark:text-gray-600 fill-blue-400\" viewBox=\"0 0 100 101\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n            <path d=\"M100 50.5908C100 78.2051 77.6142 100.591 50 100.591C22.3858 100.591 0 78.2051 0 50.5908C0 22.9766 22.3858 0.59082 50 0.59082C77.6142 0.59082 100 22.9766 100 50.5908ZM9.08144 50.5908C9.08144 73.1895 27.4013 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tab\n            window.open(fullUrl, '_blank');\n        \n            \/\/ Wait for 5 seconds and then restart the form\n            setTimeout(() => {\n                restartForm();\n            }, 5000);\n        }\n        function restartForm() {\n            \/\/ Clear history and reset to start\n            history = [];\n            currentStep = \"start\";\n            renderStep(currentStep);\n        }\n        \n        function nextStep(option) {\n            history.push(currentStep);\n            currentStep = option;\n            renderStep(currentStep);\n        }\n\n        function goBack() {\n            if (history.length) {\n                currentStep = history.pop();\n                renderStep(currentStep);\n            }\n        }\n\n        renderStep(currentStep);\n    <\/script>\n<\/body>\n<\/html>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7963c2b elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"7963c2b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-40b8ce9b exad-glass-effect-no exad-sticky-section-no\" data-id=\"40b8ce9b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2ed026fd exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"2ed026fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ako v\u00e1m vieme pom\u00f4c\u0165?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36a691ba exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"36a691ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"uk-width-1-1 uk-margin\"><div class=\"de-row uk-container\" data-dahz-id=\"\"><div class=\"uk-grid uk-flex-1 uk-c-position-z-index-0 uk-grid-stack\" data-uk-grid=\"\"><div class=\"de-column uk-position-relative uk-width-1-1@m uk-first-column\" data-dahz-id=\"\"><div class=\"uk-flex uk-c-flex-stretch uk-width-1-1\"><div class=\"uk-width-1-1 uk-padding-remove\"><div class=\"uk-flex-1\"><div class=\"uk-margin\"><div class=\"de-textblock-wrapper\"><p><span style=\"font-weight: 400;\">Vieme rie\u0161i\u0165 ka\u017ed\u00fa va\u0161u situ\u00e1ciu:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">vozidlo v\u00e1m <\/span><b>oprav\u00edme<\/b><span style=\"font-weight: 400;\"> v\u00a0jednom z\u00a0na\u0161ich zmluvn\u00fdch servisov <\/span><b>bezplatne <\/b><span style=\"font-weight: 400;\">a\u00a0situ\u00e1ciu dorie\u0161ime s\u00a0pois\u0165ov\u0148ou<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">poskytneme v\u00e1m <\/span><b><a href=\"https:\/\/aider.sk\/en\/nahradne-vozidlo\/\">n\u00e1hradn\u00e9 vozidlo<\/a> bezplatne<\/b><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">porad\u00edme v\u00e1m, \u010di si uplat\u0148ova\u0165 n\u00e1roky zo svojho havarijn\u00e9ho poistenia alebo z PZP vinn\u00edka<\/span><\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-47a044e3 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"47a044e3\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4486d0e8 exad-glass-effect-no exad-sticky-section-no\" data-id=\"4486d0e8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-26b4de9f exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-shortcode\" data-id=\"26b4de9f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1124\" class=\"elementor elementor-1124\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c3df6b4 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"c3df6b4\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a757381 exad-glass-effect-no exad-sticky-section-no\" data-id=\"a757381\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-30f7376 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"30f7376\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Konzultuje Va\u0161u poistn\u00fa udalos\u0165 <br>s nami<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0c7ddc1 elementor-widget-divider--view-line exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-divider\" data-id=\"0c7ddc1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3701fe9 elementor-widget__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-icon-list\" data-id=\"3701fe9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"> Neobmedzen\u00e9 d\u013a\u017eky hovorov<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Neobmedzen\u00fd po\u010det volan\u00ed oh\u013eadom 1 poistnej udalosti<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Inform\u00e1cie, ktor\u00e9 na internete nen\u00e1jdete<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"> Sk\u00fasenosti od roku 2015<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-check\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Garancia vr\u00e1tenia pe\u0148az\u00ed<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94bb2bd exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-exad-exclusive-button\" data-id=\"94bb2bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"exad-exclusive-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\r\n\t\t<div class=\"exad-button-wrapper effect-2 exad-button-incon-before-text exad-button-fixed-height-no\">\r\n\r\n\t\t\t\r\n\t\t\t<a>\r\n\t\t\t\t\r\n\t\t\t\t<span>\r\n\t\t\t\t\tObjedna\u0165 konzult\u00e1ciu\t\t\t\t<\/span>\r\n\r\n\t\t\t\t\t\t\t<\/a>\r\n\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3043a29 exad-glass-effect-no exad-sticky-section-no\" data-id=\"3043a29\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1b61a2e elementor-widget__width-initial exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-exad-image-hover-effect\" data-id=\"1b61a2e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"exad-image-hover-effect.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"exad-ihe-wrapper\">\r\n                        <div class=\"exad-ihe-grid\">\r\n                <figure class=\"exad-ihe-figure effect-lily\">\r\n\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"715\" src=\"https:\/\/aider.sk\/wp-content\/uploads\/2023\/09\/Juraj_repcok_aider_slovensko_sro-1536x1073-1-1024x715.jpeg\" class=\"attachment-large size-large wp-image-357\" alt=\"Juraj Rep\u010dok , konate\u013e\" srcset=\"https:\/\/aider.sk\/wp-content\/uploads\/2023\/09\/Juraj_repcok_aider_slovensko_sro-1536x1073-1-1024x715.jpeg 1024w, https:\/\/aider.sk\/wp-content\/uploads\/2023\/09\/Juraj_repcok_aider_slovensko_sro-1536x1073-1-300x210.jpeg 300w, https:\/\/aider.sk\/wp-content\/uploads\/2023\/09\/Juraj_repcok_aider_slovensko_sro-1536x1073-1-768x537.jpeg 768w, https:\/\/aider.sk\/wp-content\/uploads\/2023\/09\/Juraj_repcok_aider_slovensko_sro-1536x1073-1-1320x922.jpeg 1320w, https:\/\/aider.sk\/wp-content\/uploads\/2023\/09\/Juraj_repcok_aider_slovensko_sro-1536x1073-1-600x419.jpeg 600w, https:\/\/aider.sk\/wp-content\/uploads\/2023\/09\/Juraj_repcok_aider_slovensko_sro-1536x1073-1.jpeg 1536w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>                    <figcaption class=\"exad-ihe-figcaption\">\r\n                        <h2 class=\"exad-ihe-title\">\r\n                                                    <\/h2>\r\n                        <p class=\"exad-ihe-description\">Konzultujte Va\u0161u poistn\u00fa udalos\u0165 s nami<\/p>\r\n                    <\/figcaption>\r\n                <\/figure>\r\n            <\/div>\r\n                                <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Ak v\u00e1m&nbsp;pri nehode vznikla na vozidle \u0161koda, ktor\u00fa pois\u0165ov\u0148a uznala ako parci\u00e1lnu, \u010d\u00edtajte \u010falej a dozviete sa \u010do to vlastne znamen\u00e1, ako ju vyhodnocuj\u00fa pois\u0165ovne, ako je mo\u017en\u00e9 si vypo\u010d\u00edta\u0165 jej v\u00fd\u0161ku, no a&nbsp;na z\u00e1ver si povieme ako v\u00e1m vieme pom\u00f4c\u0165 a&nbsp;opravi\u0165 va\u0161e vozidlo bez toho, aby ste za to platili.&nbsp; \u010co je parci\u00e1lna \u0161koda? [&hellip;]<\/p>","protected":false},"author":4,"featured_media":1184,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[44],"tags":[],"class_list":["post-1928","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-parcialna-skoda"],"_links":{"self":[{"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/posts\/1928","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/comments?post=1928"}],"version-history":[{"count":0,"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/posts\/1928\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/media\/1184"}],"wp:attachment":[{"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/media?parent=1928"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/categories?post=1928"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/tags?post=1928"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}