{"id":1694,"date":"2023-11-13T13:51:30","date_gmt":"2023-11-13T12:51:30","guid":{"rendered":"https:\/\/aider.sk\/?p=1694"},"modified":"2024-01-23T09:49:04","modified_gmt":"2024-01-23T08:49:04","slug":"odhalili-sme-praktiky-poistovni","status":"publish","type":"post","link":"https:\/\/aider.sk\/en\/odhalili-sme-praktiky-poistovni\/","title":{"rendered":"ODHALILI SME PRAKTIKY POIS\u0164OVN\u00cd"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"1694\" class=\"elementor elementor-1694\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1699f8b1 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"1699f8b1\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-40fa698e exad-glass-effect-no exad-sticky-section-no\" data-id=\"40fa698e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e051f12 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-shortcode\" data-id=\"e051f12\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div\n    id=\"h5ap-player-1\"\n    data-id=\"h5ap-player-1\"\n    data-attributes=\"{&quot;uniqueId&quot;:&quot;player1705&quot;,&quot;clientId&quot;:&quot;&quot;,&quot;align&quot;:&quot;&quot;,&quot;alignment&quot;:&quot;center&quot;,&quot;source&quot;:&quot;https:\\\/\\\/aider.sk\\\/wp-content\\\/uploads\\\/2023\\\/11\\\/ElevenLabs_2023-11-13T13_01_19_Adam_pre_s50_sb75_se0_b_m2.mp3&quot;,&quot;poster&quot;:&quot;&quot;,&quot;title&quot;:&quot;Audio Title&quot;,&quot;artist&quot;:&quot;Author Name&quot;,&quot;color&quot;:&quot;#fff&quot;,&quot;textColor&quot;:&quot;#fff&quot;,&quot;primaryColor&quot;:&quot;#195FF5&quot;,&quot;hoverColor&quot;:&quot;#00B3FF&quot;,&quot;skin&quot;:&quot;Default&quot;,&quot;repeat&quot;:false,&quot;autoplay&quot;:false,&quot;isSticky&quot;:false,&quot;muted&quot;:false,&quot;loader&quot;:false,&quot;saveState&quot;:false,&quot;disablePause&quot;:false,&quot;seekTime&quot;:10,&quot;startTime&quot;:0,&quot;download&quot;:true,&quot;width&quot;:&quot;100%&quot;,&quot;radius&quot;:&quot;10px&quot;,&quot;controls&quot;:{&quot;play&quot;:true,&quot;progress&quot;:true,&quot;duration&quot;:true,&quot;mute&quot;:true,&quot;volume&quot;:true,&quot;settings&quot;:true},&quot;CSS&quot;:&quot;&quot;,&quot;i18n&quot;:{&quot;restart&quot;:&quot;Restart&quot;,&quot;rewind&quot;:&quot;Rewind {seektime}s&quot;,&quot;play&quot;:&quot;Play&quot;,&quot;pause&quot;:&quot;Pause&quot;,&quot;fastForward:&quot;:&quot;Forward {seektime}s&quot;,&quot;seek&quot;:&quot;Seek&quot;,&quot;seekLabel&quot;:&quot;{currentTime} of {duration}&quot;,&quot;played&quot;:&quot;Played&quot;,&quot;buffered&quot;:&quot;Buffered&quot;,&quot;currentTime:&quot;:&quot;Current time&quot;,&quot;duration&quot;:&quot;Duration&quot;,&quot;volume&quot;:&quot;Volume&quot;,&quot;mute&quot;:&quot;Mute&quot;,&quot;unmute&quot;:&quot;Unmute&quot;,&quot;enableCaptions&quot;:&quot;Enable captions&quot;,&quot;disableCaptions&quot;:&quot;Disable captions&quot;,&quot;download&quot;:&quot;Download&quot;,&quot;enterFullscreen&quot;:&quot;Enter fullscreen&quot;,&quot;exitFullscreen&quot;:&quot;Exit fullscreen&quot;,&quot;frameTitle&quot;:&quot;Player for {title}&quot;,&quot;captions&quot;:&quot;Captions&quot;,&quot;settings&quot;:&quot;Settings&quot;,&quot;pip&quot;:&quot;PIP&quot;,&quot;menuBack&quot;:&quot;Go back to previous menu&quot;,&quot;speed&quot;:&quot;Speed&quot;,&quot;normal&quot;:&quot;Normal&quot;,&quot;quality&quot;:&quot;Quality&quot;,&quot;loop&quot;:&quot;Loop&quot;,&quot;start&quot;:&quot;Start&quot;,&quot;end&quot;:&quot;End&quot;,&quot;all&quot;:&quot;All&quot;,&quot;reset&quot;:&quot;Reset&quot;,&quot;disabled&quot;:&quot;Disabled&quot;,&quot;enabled&quot;:&quot;Enabled&quot;,&quot;advertisement&quot;:&quot;Ad&quot;,&quot;qualityBadge&quot;:{&quot;2160&quot;:&quot;4K&quot;,&quot;1440&quot;:&quot;HD&quot;,&quot;1080&quot;:&quot;HD&quot;,&quot;720&quot;:&quot;HD&quot;,&quot;576&quot;:&quot;SD&quot;,&quot;480&quot;:&quot;SD&quot;}},&quot;controlColor&quot;:&quot;#4a5464&quot;,&quot;preload&quot;:&quot;metadata&quot;,&quot;speed&quot;:{&quot;selected&quot;:1,&quot;speed&quot;:[&quot;0.5&quot;,&quot; 0.75&quot;,&quot; 1&quot;,&quot; 1.25&quot;,&quot; 1.5&quot;,&quot; 1.75&quot;,&quot; 2&quot;,&quot; 4&quot;,&quot; 8&quot;]},&quot;multiple_audio&quot;:false,&quot;defaultValue&quot;:{&quot;Default&quot;:{&quot;primaryColor&quot;:&quot;#4A5464&quot;,&quot;controlColor&quot;:&quot;#4A5464&quot;,&quot;bgColor&quot;:&quot;#F5F5F5&quot;},&quot;Fusion&quot;:{&quot;primaryColor&quot;:&quot;#fff&quot;,&quot;bgColor&quot;:&quot;#161616&quot;,&quot;controlColor&quot;:&quot;#fff&quot;},&quot;Stamp&quot;:{&quot;controlColor&quot;:&quot;#fff&quot;,&quot;bgColor&quot;:&quot;#161616&quot;},&quot;Wave&quot;:{&quot;primaryColor&quot;:&quot;#fff&quot;,&quot;controlColor&quot;:&quot;#fff&quot;,&quot;bgColor&quot;:&quot;#161616&quot;,&quot;textColor&quot;:&quot;#fff&quot;},&quot;Card-1&quot;:{&quot;primaryColor&quot;:&quot;#fff&quot;,&quot;controlColor&quot;:&quot;#161616&quot;,&quot;bgColor&quot;:&quot;#161616&quot;,&quot;textColor&quot;:&quot;#fff&quot;},&quot;Card-2&quot;:{&quot;primaryColor&quot;:&quot;#00FBF3&quot;,&quot;controlColor&quot;:&quot;#fff&quot;,&quot;bgColor&quot;:&quot;#161616&quot;,&quot;textColor&quot;:&quot;#fff&quot;},&quot;Simple-1&quot;:{&quot;primaryColor&quot;:&quot;#00dcff&quot;,&quot;controlColor&quot;:&quot;#fff&quot;,&quot;bgColor&quot;:&quot;#161616&quot;,&quot;textColor&quot;:&quot;#00dcff&quot;},&quot;Simple-2&quot;:{&quot;primaryColor&quot;:&quot;#06F7FF00&quot;,&quot;controlColor&quot;:&quot;#fff&quot;,&quot;bgColor&quot;:&quot;#161616&quot;},&quot;Player9&quot;:{&quot;primaryColor&quot;:&quot;#195FF6&quot;,&quot;controlColor&quot;:&quot;#fff&quot;,&quot;bgColor&quot;:&quot;#161616&quot;,&quot;textColor&quot;:&quot;#EDEFF2&quot;},&quot;Player10&quot;:{&quot;primaryColor&quot;:&quot;#195FF6&quot;,&quot;controlColor&quot;:&quot;#fff&quot;,&quot;bgColor&quot;:&quot;#161616&quot;,&quot;textColor&quot;:&quot;#EDEFF2&quot;},&quot;Player11&quot;:{&quot;primaryColor&quot;:&quot;#195FF6&quot;,&quot;controlColor&quot;:&quot;#fff&quot;,&quot;bgColor&quot;:&quot;#161616&quot;,&quot;textColor&quot;:&quot;#fff&quot;}},&quot;TrpContentRestriction&quot;:{&quot;restriction_type&quot;:&quot;exclude&quot;,&quot;selected_languages&quot;:[],&quot;panel_open&quot;:true}}\"\n    class=\"wp-block-h5ap-tailwind wp-block-h5ap-audioplayer\">\n    <\/div><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7025a74 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"7025a74\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-82576fe exad-glass-effect-no exad-sticky-section-no\" data-id=\"82576fe\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-48d41f65 elementor-widget__width-initial exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-exad-image-hover-effect\" data-id=\"48d41f65\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"exad-image-hover-effect.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"exad-ihe-wrapper\">\r\n                        <div class=\"exad-ihe-grid\">\r\n                <figure class=\"exad-ihe-figure effect-lily\">\r\n\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"550\" height=\"300\" src=\"https:\/\/aider.sk\/wp-content\/uploads\/2023\/10\/co-budem-platit-za-pozicanie-vozidla-550x300-1.jpeg\" class=\"attachment-large size-large wp-image-1187\" alt=\"\" srcset=\"https:\/\/aider.sk\/wp-content\/uploads\/2023\/10\/co-budem-platit-za-pozicanie-vozidla-550x300-1.jpeg 550w, https:\/\/aider.sk\/wp-content\/uploads\/2023\/10\/co-budem-platit-za-pozicanie-vozidla-550x300-1-300x164.jpeg 300w, https:\/\/aider.sk\/wp-content\/uploads\/2023\/10\/co-budem-platit-za-pozicanie-vozidla-550x300-1-18x10.jpeg 18w\" sizes=\"(max-width: 550px) 100vw, 550px\" \/>                    <figcaption class=\"exad-ihe-figcaption\">\r\n                        <h2 class=\"exad-ihe-title\">\r\n                            Odhalili sme praktiky pois\u0165ovn\u00ed                        <\/h2>\r\n                        <p class=\"exad-ihe-description\"><\/p>\r\n                    <\/figcaption>\r\n                <\/figure>\r\n            <\/div>\r\n                                <\/div>\r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c7cd0b5 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"3c7cd0b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Pod\u013ea \u0161tatist\u00edk ro\u010dne d\u00f4jde k viac ako 100 000 poistn\u00fdch udalost\u00ed pri prev\u00e1dzke motorov\u00e9ho vozidla. Ve\u013ek\u00e9 percento po\u0161koden\u00ed vznikne pr\u00e1ve na \u010deln\u00fdch skl\u00e1ch.<\/p><p>V pr\u00edpade, \u017ee nem\u00e1te pripoistenie \u010deln\u00e9ho skla a chcete, aby v\u00e1m \u0161kodu preplatila pois\u0165ov\u0148a,\u00a0<strong>je nutn\u00e9 pozna\u0165 vinn\u00edka poistnej udalosti<\/strong>, ktor\u00fd v\u00e1m \u0161kodu sp\u00f4sobil.<\/p><p>Mohlo sa v\u0161ak sta\u0165, \u017ee aj napriek tomu, \u017ee ste s vinn\u00edkom sp\u00edsali spr\u00e1vu o nehode, n\u00e1rok ste nahl\u00e1sili v pois\u0165ovni a vyplnili ste dotazn\u00edky, v\u00e1m aj tak pois\u0165ov\u0148a n\u00e1rok na n\u00e1hradu \u0161kody zamietla. \u010co teraz?<\/p><p>V\u00a0\u010dl\u00e1nku si povieme, pre\u010do <strong>pois\u0165ovne odmietaj\u00fa<\/strong> vyplati\u0165 poistn\u00e9 <strong>plnenie <\/strong>pri v\u00fdmene \u010deln\u00e9ho skla a<strong>\u00a0ako<\/strong> proti zamietnutiu <strong>bojova\u0165.<\/strong><\/p><p>V z\u00e1vere\u00a0\u010dl\u00e1nku si pribl\u00ed\u017eime, ako v\u00e1m <strong>vieme pom\u00f4c\u0165<\/strong> s\u00a0va\u0161imi n\u00e1roky ak u\u017e m\u00e1te sklo opraven\u00e9, ale aj pokia\u013e ste svoje \u010deln\u00e9 sklo opravi\u0165 e\u0161te nedali.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6f93ae74 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"6f93ae74\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6d4ccac2 exad-glass-effect-no exad-sticky-section-no\" data-id=\"6d4ccac2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2f36797 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"2f36797\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Odleten\u00fd kame\u0148 nem\u00e1 p\u00f4vod v prev\u00e1dzke<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-705863d5 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"705863d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Prv\u00fdm d\u00f4vodom pre\u010do v\u00e1m pois\u0165ov\u0148a mohla zamietnu\u0165 n\u00e1hradu \u0161kody je to, \u017ee pod\u013ea jej tvrdenia \u201e<em>\u0161koda, ktor\u00fa sp\u00f4sob\u00ed vymr\u0161ten\u00fd kame\u0148 spod vozidla id\u00faceho pred vami,<strong>\u00a0nem\u00e1 p\u00f4vod v prev\u00e1dzke motorov\u00e9ho vozidla,<\/strong>\u00a0nako\u013eko kame\u0148, ktor\u00fd \u0161kodu sp\u00f4sobil nie je s\u00fa\u010das\u0165ou vozidla<\/em>\u201c.<\/p><p>Pod\u013ea pois\u0165ovn\u00ed sa tak povinn\u00e9 zmluvn\u00e9 poistenie nevz\u0165ahuje na \u0161kody, ktor\u00e9 vymr\u0161ten\u00fd kame\u0148 sp\u00f4sobil.<\/p><p><strong>Je to skuto\u010dne tak?<\/strong><\/p><p>Dlhodobo bola t\u00e1to ot\u00e1zka sporn\u00e1.\u00a0<strong>N\u00e1rodn\u00e1 banka Slovenska v roku 2013 v\u0161ak vydala stanovisko, v\u00a0ktorom sa okrem in\u00e9ho p\u00ed\u0161e:<\/strong><\/p><p><em>\u201evymr\u0161tenie kame\u0148a spod kolies in\u00e9ho motorov\u00e9ho vozidla je okolnos\u0165<strong>, ktor\u00e1 m\u00e1 p\u00f4vod v prev\u00e1dzke<\/strong>. Aj ke\u010f kame\u0148 nie je s\u00fa\u010das\u0165ou motorov\u00e9ho vozidla, bez p\u00f4sobenia ot\u00e1\u010dav\u00e9ho pohybu kolies id\u00faceho motorov\u00e9ho vozidla by kame\u0148 zostal na svojom mieste na ceste a k jeho vymr\u0161teniu a vzniku \u0161kody by nedo\u0161lo.\u201c<\/em><\/p><p><span style=\"color: #666666;\"><em>Zdroj NBS<\/em><\/span><\/p><p>\u00a0<\/p><p>Nesk\u00f4r k rovnak\u00e9mu z\u00e1veru dospel aj Najvy\u0161\u0161\u00ed s\u00fad Slovenskej republiky (Stanovisko ob\u010dianskopr\u00e1vneho kol\u00e9gia Najvy\u0161\u0161ieho s\u00fadu Slovenskej republiky z 3. j\u00fana 2014 Cpj 5\/2014).<\/p><p>S\u00fa pois\u0165ovne kone\u010dne povinn\u00e9 preplati\u0165 ka\u017ed\u00fa jednu \u0161kodu na \u010delnom skle po\u0161koden\u00e9mu?<\/p><p>\u017dia\u013e, nie. Pois\u0165ovne si na\u0161li \u010fal\u0161\u00ed d\u00f4vod, v\u010faka ktor\u00e9mu nemusia po\u0161koden\u00e9 \u010deln\u00e9 sklo preplati\u0165.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-74cb3af0 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"74cb3af0\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1207c554 exad-glass-effect-no exad-sticky-section-no\" data-id=\"1207c554\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3f8e2b1e exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"3f8e2b1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pr\u00ed\u010dinn\u00e1 s\u00favislos\u0165 medzi udalos\u0165ou a vznikom \u0161kody<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15c1b43d exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"15c1b43d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Druh\u00fdm naj\u010dastej\u0161\u00edm d\u00f4vodom zamietnutia plnenia zo strany pois\u0165ovne je, \u017ee\u00a0<strong>nie je preuk\u00e1zan\u00e1 pr\u00ed\u010dinn\u00e1 s\u00favislos\u0165 medzi udalos\u0165ou a vznikom \u0161kody.<\/strong><\/p><p>To znamen\u00e1, \u017ee nie je preuk\u00e1zan\u00e9, \u017ee kame\u0148 odletel pr\u00e1ve z vozidla, ktor\u00e9 \u0161lo pred vami. Vy tak mus\u00edte nies\u0165 bremeno a pois\u0165ovni preuk\u00e1za\u0165, \u017ee ten, ktor\u00fd \u0161kodu sp\u00f4sobil, je naozaj ten, ktor\u00e9ho ste ur\u010dili a sp\u00edsali s n\u00edm spr\u00e1vu o nehode.<\/p><p>Pois\u0165ovne \u010dasto argumentuj\u00fa t\u00fdm, \u017ee vinn\u00edk je do sp\u00edsania spr\u00e1vy o nehode don\u00faten\u00fd, preto\u017ee nie je mo\u017en\u00e9, aby si vinn\u00edk v\u0161imol v sp\u00e4tnom zrkadle, \u017ee kame\u0148 odsko\u010dil pr\u00e1ve z kolies jeho vozidla.<\/p><p>Pois\u0165ovne podporuj\u00fa svoje tvrdenia aj t\u00fdm, \u017ee kame\u0148 je v\u00e4\u010d\u0161inou pr\u00edli\u0161 mal\u00fd na to, aby si vinn\u00edk nie\u010doho v\u0161imol v sp\u00e4tnom zrkadle, alebo \u017ee vinn\u00edk iba zlomok \u010dasu pozer\u00e1\u00a0za jazdy do sp\u00e4tn\u00e9ho zrkadla a\u00a0tak nem\u00f4\u017ee s\u00a0ur\u010ditos\u0165ou potvrdi\u0165, \u017ee \u0161koda bola sp\u00f4soben\u00e1 pr\u00e1ve n\u00edm.<\/p><p>Okrem toho pois\u0165ovne zast\u00e1vaj\u00fa n\u00e1zor, \u017ee vodi\u010d auta id\u00faceho pred vami nem\u00e1 mo\u017enos\u0165 vn\u00edma\u0165, \u017ee pneumatikou nabehol na kame\u0148 o priemere p\u00e1r centimetrov a \u017ee tento kame\u0148 bol vymr\u0161ten\u00fd do v\u00e1\u0161ho \u010deln\u00e9ho skla.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-68d7a33c elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"68d7a33c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-37ead788 exad-glass-effect-no exad-sticky-section-no\" data-id=\"37ead788\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-19e6bb31 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"19e6bb31\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ako proti tomu bojova\u0165?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2bf0030b exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"2bf0030b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Pokia\u013e m\u00e1te\u00a0<strong>videoz\u00e1znam zo vzniku \u0161kody<\/strong>\u00a0a je na \u0148om vidie\u0165 cel\u00fd priebeh vzniku \u0161kody, vr\u00e1tane E\u010cV vozidla od ktor\u00e9ho kame\u0148 odsko\u010dil, je vysok\u00e1 \u0161anca, \u017ee sa k svojmu poistn\u00e9mu plneniu za rozbit\u00e9 \u010deln\u00e9 sklo dostanete bez v\u00e4\u010d\u0161\u00edch komplik\u00e1ci\u00ed.<\/p><p>Pokia\u013e videoz\u00e1znam\u00a0nem\u00e1te, jedinou va\u0161ou z\u00e1chranou v takomto pr\u00edpade m\u00f4\u017ee by\u0165<strong>\u00a0svedok<\/strong>, ktor\u00fd sedel ved\u013ea v\u00e1s ako spolujazdec. Svedka by ste mali uvies\u0165 aj v spr\u00e1ve o nehode.<\/p><p>Z na\u0161ich dlhoro\u010dn\u00fdch sk\u00fasenost\u00ed v\u0161ak vieme, \u017ee aj ke\u010f v aute po\u0161koden\u00e9ho boli svedkovia, ktor\u00ed vedia dosved\u010di\u0165 ako k \u0161kode do\u0161lo, pois\u0165ovne nezvykn\u00fa prist\u00fapi\u0165 k v\u00fdplate poistn\u00e9ho plnenia, preto\u017ee neprejavuj\u00fa ve\u013ek\u00fa d\u00f4veru <em>\u201eva\u0161im\u201c<\/em> svedkom.<\/p><p>Ak zva\u017eujete podanie podnetu do\u00a0<strong>NBS<\/strong>\u00a0na postup pois\u0165ovne pri likvid\u00e1cii va\u0161ej poistnej udalosti s n\u00e1dejou, \u017ee v\u00e1m NBS pom\u00f4\u017ee, mus\u00edme v\u00e1s sklama\u0165. Okrem toho, \u017ee budete\u00a0\u010daka\u0165 na\u00a0<strong>vyjadrenie NBS zhruba 60 pracovn\u00fdch dn\u00ed (3 mesiace)<\/strong>, odpove\u010f, ktor\u00fa dostanete v\u00e1s tie\u017e nepote\u0161\u00ed. NBS v\u00e1m toti\u017e ozn\u00e1mi, \u017ee nie je opr\u00e1vnen\u00e1 rozhodova\u0165 spory medzi stranami a odk\u00e1\u017ee v\u00e1s na pr\u00edslu\u0161n\u00fd s\u00fad.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-19c081b8 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"19c081b8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7605cc94 exad-glass-effect-no exad-sticky-section-no\" data-id=\"7605cc94\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2eb3cda exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"2eb3cda\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Zva\u017eujete s\u00fadny spor s pois\u0165ov\u0148ou?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d94a1d9 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"3d94a1d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"uk-width-1-1 uk-margin\"><div class=\"de-row uk-container\" data-dahz-id=\"\"><div class=\"uk-grid uk-flex-1 uk-c-position-z-index-0 uk-grid-stack\" data-uk-grid=\"\"><div class=\"de-column uk-position-relative uk-width-1-1@m uk-first-column\" data-dahz-id=\"\"><div class=\"uk-flex uk-c-flex-stretch uk-width-1-1\"><div class=\"uk-width-1-1 uk-padding-remove\"><div class=\"uk-flex-1\"><div class=\"uk-margin\"><div class=\"de-textblock-wrapper\"><p>Pod\u013ea na\u0161ich intern\u00fdch \u0161tatist\u00edk je d\u013a\u017eka trvania s\u00fadneho sporu o nevyplaten\u00e9 poistn\u00e9 plnenia za rozbit\u00e9 \u010deln\u00e9 sklo\u00a0<strong>a\u017e<\/strong>\u00a0<strong>616 dn\u00ed (skoro 2 roky)<\/strong>.\u00a0V\u00fddavky vynalo\u017een\u00e9 na s\u00fadny spor zo strany po\u0161koden\u00e9ho s\u00fa v priemere<strong>\u00a0260,05 EUR<\/strong>\u00a0(s\u00fadny poplatok a trovy pr\u00e1vneho zast\u00fapenia). Ani pri uplatnen\u00ed svojho n\u00e1roku na s\u00fade \u017eia\u013e nem\u00e1te istotu, \u017ee s\u00fadny spor sa v\u00e1m podar\u00ed vyhra\u0165.<\/p><p>V\u00a0pr\u00edpade prehry s\u00fadneho sporu, budete musie\u0165 okrem vy\u0161\u0161ie uveden\u00fdch n\u00e1kladov zaplati\u0165 aj trovy pr\u00e1vneho zast\u00fapenia protistrany (pois\u0165ovne), ktor\u00e9 s\u00fa v\u00a0rovnakej v\u00fd\u0161ke.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b6754f0 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"b6754f0\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2bded89 exad-glass-effect-no exad-sticky-section-no\" data-id=\"2bded89\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-44c171b exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"44c171b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ako v\u00e1m vieme pom\u00f4c\u0165 ak u\u017e m\u00e1te sklo vymenen\u00e9 a pois\u0165ov\u0148a to zamietla?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-aedf278 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"aedf278\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"uk-width-1-1 uk-margin\"><div class=\"de-row uk-container\" data-dahz-id=\"\"><div class=\"uk-grid uk-flex-1 uk-c-position-z-index-0 uk-grid-stack\" data-uk-grid=\"\"><div class=\"de-column uk-position-relative uk-width-1-1@m uk-first-column\" data-dahz-id=\"\"><div class=\"uk-flex uk-c-flex-stretch uk-width-1-1\"><div class=\"uk-width-1-1 uk-padding-remove\"><div class=\"uk-flex-1\"><div class=\"uk-margin\"><div class=\"de-textblock-wrapper\"><p>Mo\u017en\u00fdm rie\u0161en\u00edm je post\u00fapenie (odpredanie) poh\u013ead\u00e1vky. T\u00fdmto krokom z\u00edskate okam\u017eit\u00fa finan\u010dn\u00fa kompenz\u00e1ciu za nevyplaten\u00e9 poistn\u00e9 plnenie a to bez s\u00fadneho sporu a \u010fal\u0161\u00edch zbyto\u010dn\u00fdch nepr\u00edjemnost\u00ed.<br \/>V\u00fdhody post\u00fapenia poh\u013ead\u00e1vky s\u00fa nasledovn\u00e9:<\/p><ul><li>Okam\u017eit\u00e1 finan\u010dn\u00e1 kompenz\u00e1cia pre v\u00e1s<br \/>\u00a0<\/li><li>\u017diadne finan\u010dn\u00e9 n\u00e1klady (neplat\u00edte s\u00fadne trovy)<\/li><li>\u017diadne \u010dakanie na neist\u00fd v\u00fdsledok<\/li><li>\u017diadne riziko (vyplat\u00edme v\u00e1m \u0161kodu rovno pri podpise zmluvy)<\/li><li>\u017diadna zodpovednos\u0165 (v pr\u00edpade ne\u00faspechu neplat\u00edte dodato\u010dne ni\u010d)<\/li><\/ul><p>\u00a0<\/p><p>Aj va\u0161u poh\u013ead\u00e1vku odk\u00fapime. Podmienkou je, aby va\u0161a zamietnut\u00e1 poistn\u00e1 udalos\u0165, nebola star\u0161ia ako 2 roky a doru\u010d\u00edte n\u00e1m dokumenty k poistnej udalosti.<br \/>Po odk\u00fapen\u00ed poh\u013ead\u00e1vky v\u00e1m v priebehu 14 dn\u00ed vyplat\u00edme dohodnut\u00fa sumu na v\u00e1\u0161 \u00fa\u010det a poistn\u00fa udalos\u0165 si u\u017e dorie\u0161ime s pois\u0165ov\u0148ou na vlastn\u00e9 n\u00e1klady a na vlastn\u00fa zodpovednos\u0165.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9c52753 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"9c52753\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cf3d65a exad-glass-effect-no exad-sticky-section-no\" data-id=\"cf3d65a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a62d35e exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-shortcode\" data-id=\"a62d35e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1334\" class=\"elementor elementor-1334\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ab000fe elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"ab000fe\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f0ffe96 exad-glass-effect-no exad-sticky-section-no\" data-id=\"f0ffe96\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6a41fe5 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"6a41fe5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Sta\u010dia tri kliknutia a dozviete sa \u010do V\u00e1m v Pois\u0165ovni nepovedia.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9cb7735 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"9cb7735\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9394e06 exad-glass-effect-no exad-sticky-section-no\" data-id=\"9394e06\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-99fc3b2 elementor-widget__width-initial exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-html\" data-id=\"99fc3b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!DOCTYPE html>\n<html lang=\"sk\">\n<head>\n    <meta charset=\"UTF-8\">\n    <script src=\"https:\/\/cdn.tailwindcss.com\"><\/script>\n    <title>Sprievodca \u0160kodou<\/title>\n    <style>\n        * {\n            box-shadow: 0 0 0 0.0px red;\n        }\n        \n\n\n        \n        \/* Hide the loader by default *\/\n        .hidden {\n            display: none;\n        }\n        \/* Additional custom styling *\/\n        #form-container {\n            background-color: #0c2b5a; \/* Lighter grey background for the form *\/\n            border: 1px solid #cbd5e0; \/* Light grey border *\/\n            border-radius: 10px; \/* Rounded corners *\/\n            \n            margin: 0 auto;\n            max-width: 900px; \/* Wider form *\/\n            text-align: left; \/* Align text to the left *\/\n            position: relative; \/* Make it a reference for absolute positioning *\/\n            box-sizing: border-box;\n           \n        }\n        .question-container {\n            background-color: #b8c9e2; \/* Lighter grey background for the question *\/\n            border: 1px solid #cbd5e0; \/* Light grey border *\/\n            padding: 10px 20px; \/* Reduced padding for the question *\/\n            margin-bottom: 20px;\n            border-radius: 8px; \/* Rounded corners *\/\n        }\n        .question {\n            font-size: 2rem; \/* Bigger text for questions *\/\n            opacity: 0; \/* Initially hidden *\/\n            transition: opacity 0.5s ease; \/* Fade in transition *\/\n            color: #374151; \/* Same color as options *\/\n        }\n        .fade-in {\n            opacity: 1; \/* Visible with fade in effect *\/\n        }\n        #backButton {\n            background-color: #d1d5db; \/* Grey background for the back button *\/\n            color: #374151; \/* Same color as options *\/\n            display: none; \/* Hidden by default *\/\n        }\n        .line-divider {\n            border-bottom: 1px solid #fff; \/* White border bottom *\/\n            margin: 0 auto;\n            width: calc(100% - 2cm); \/* 1cm space on left and right *\/\n            margin-bottom: 20px;\n        }\n    \n        .footer {\n            width: 100%;\n            position: relative; \/* Position it at the bottom *\/\n            border-top: 1px solid #5e5e5e; \/* Grey border top *\/\n            background-color: #383d54; \/* Footer background color *\/\n            padding-top: 10px; \/* Padding for footer *\/\n            border-radius: 0 0 10px 10px; \/* Rounded bottom corners *\/\n            text-align: center;\n            height: 60px; \/* Consistent height for footer *\/\n            display: flex;\n            justify-content: center; \/* Center the back button horizontally *\/\n            align-items: center; \/* Center the back button vertically *\/\n            margin-top: 20px; \/* Added top margin to the footer *\/\n        }\n\n        .option-button-embed {\n            opacity: 0; \/* Initially hidden *\/\n            transition: opacity 0.5s ease !important; \/* Fade in transition *\/\n            display: block; \/* Ensure the button is a block element *\/\n            width: 100%; \/* Full width *\/\n            text-align: left; \/* Align text to the left *\/\n            margin-bottom: 10px; \/* Space between buttons *\/\n        }\n        .option-button-embed.fade-in {\n            opacity: 1; \/* Visible with fade in effect *\/\n        }\n    <\/style>\n<\/head>\n<body data-rsssl=1 class=\"bg-gray-100\">\n    <div id=\"form-container\" class=\"\">\n        <div class=\"question-container\">\n            <div class=\"question mb-4 mx-4 my-2\" id=\"question\"><\/div>\n        <\/div>\n        \n\n        <div id=\"options\" class=\"mx-10\"><\/div>\n        <div id=\"loader\" class=\"loader hidden\"><\/div> \n        <div class=\"result\" id=\"result\">\n        <\/div>\n        <div class=\"footer\">\n            <button onclick=\"goBack()\" id=\"backButton\" class=\"py-2 px-4 rounded-lg text-lg font-medium\">Back<\/button>\n        <\/div>\n    <\/div>\n\n    <script>\n        const questions = {\n            \"start\": [\"Hav\u00e1ria vozidla\", \"Po\u0161koden\u00e9 \u010deln\u00e9 sklo\", \"Konzult\u00e1cia poistnej udalosti\"],\n            \"Hav\u00e1ria vozidla\": {\n                question: \"Nahl\u00e1sili ste u\u017e poistn\u00fa udalos\u0165 o pois\u0165ovni?\",\n                options: [\"U\u017e som nahl\u00e1sil\", \"E\u0161te som nenahl\u00e1sil\", \"Konzult\u00e1cia poistnej udalosti\"]\n            },\n            \"U\u017e som nahl\u00e1sil\": {\n                question: \"Akou formou v\u00e1m vyplatili poistn\u00e9 plnenie?\",\n                options: [\"Formou rozpo\u010dtu\", \"Formou tot\u00e1lnej \u0161kody\", \"E\u0161te nevyplatili\", \"Konzult\u00e1cia poistnej udalosti\"]\n            },\n            \n            \n            \"Po\u0161koden\u00e9 \u010deln\u00e9 sklo\": {\n                question: \"Po\u0161koden\u00e9 \u010deln\u00e9 sklo\",\n                options: [\"U\u017e m\u00e1m opraven\u00e9 \u010deln\u00e9 sklo\", \"E\u0161te nem\u00e1m opraven\u00e9 \u010deln\u00e9 sklo\"]\n            },\n           \n        };\n\n        const results = {\n            \"Formou rozpo\u010dtu\": \"\/result-1-1-2\",\n            \n            \"Formou tot\u00e1lnej \u0161kody\": \"\/result-1-1-1\",\n            \"E\u0161te nevyplatili\": \"\/result-1-1-3\",\n            \"U\u017e m\u00e1m opraven\u00e9 \u010deln\u00e9 sklo\": \"\/result-2-1\",\n            \"E\u0161te nem\u00e1m opraven\u00e9 \u010deln\u00e9 sklo\": \"\/result-2-2\",\n            \"Konzult\u00e1cia poistnej udalosti\": \"\/3-3\",\n            \"Konzult\u00e1cia\": \"\/3-3\",\n            \"E\u0161te som nenahl\u00e1sil\":\"\/1-2\"\n        };\n\n        let history = [];\n        let currentStep = \"start\";\n\n        function renderStep(step) {\n            const questionElement = document.getElementById(\"question\");\n            const optionsElement = document.getElementById(\"options\");\n            const resultElement = document.getElementById(\"result\");\n            const backButton = document.getElementById(\"backButton\");\n\n            optionsElement.innerHTML = '';\n            resultElement.innerHTML = '';\n\n            if (step === \"start\") {\n                questionElement.innerText = \"SPRIEVODCA \u0160KODOU\";\n                questions[step].forEach(option => {\n                    const button = document.createElement(\"button\");\n                    button.innerText = option;\n                    button.classList.add(\"py-2\", \"px-4\", \"rounded-lg\", \"text-lg\", \"border\",\"border-blue-500\",\"hover:border-blue-500\",\"font-medium\", \n                    \"text-white\",\"bg-transparent\",\"hover:bg-sky-700\", \"hover:bg-sky-700\", \"transition\", \"duration-200\",\"hover:text-white\",\"hover:ease-in-out\",\n                     \"ease-in-out\", \"mr-4\", \"mb-4\", \"option-button-embed\");\n                    button.onclick = () => nextStep(option);\n                    optionsElement.appendChild(button);\n                    \/\/ Trigger fade-in effect\n                    setTimeout(() => button.classList.add(\"fade-in\"), 0);\n                });\n            } else if (results[step]) {\n                redirectToResult(results[step]);\n            } else {\n                questionElement.innerHTML = questions[step].question;\n                questions[step].options.forEach(option => {\n                    const button = document.createElement(\"button\");\n                    button.innerText = option;\n                    button.classList.add(\"py-2\", \"px-4\", \"rounded-lg\", \"text-lg\", \"border\",\"border-blue-500\",\"hover:border-blue-500\",\n                    \"font-medium\", \"text-white\",\"bg-transparent\", \"hover:bg-sky-700\",\"hover:text-white\", \n                    \"transition\", \"duration-200\", \"ease-in-out\" ,\"hover:ease-in-out\", \"mr-4\", \"mb-4\", \"option-button-embed\");\n                    button.onclick = () => nextStep(option);\n                    optionsElement.appendChild(button);\n                    \/\/ Trigger fade-in effect\n                    setTimeout(() => button.classList.add(\"fade-in\"), 0);\n                });\n            }\n\n            \/\/ Fade in effect for questions\n            questionElement.classList.add(\"fade-in\");\n\n            \/\/ Show the back button only if there's history\n            backButton.style.display = history.length ? 'block' : 'none';\n        }\n        function redirectToResult(resultUrl) {\n            const host = window.location.host;\n            const protocol = window.location.protocol;\n            const fullUrl = `${protocol}\/\/${host}${resultUrl}`;\n        \n            \/\/ Show text message for redirection\n            const optionsContainer = document.getElementById(\"options\");\n            optionsContainer.innerHTML = `<p class=\"text-lg text-center text-white\">Prebieha presmerovanie...<\/p>\n            <div class=\"text-center\">\n    <div role=\"status\">\n        <svg aria-hidden=\"true\" class=\"inline w-8 h-8 text-gray-200 animate-spin dark:text-gray-600 fill-blue-400\" viewBox=\"0 0 100 101\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n            <path d=\"M100 50.5908C100 78.2051 77.6142 100.591 50 100.591C22.3858 100.591 0 78.2051 0 50.5908C0 22.9766 22.3858 0.59082 50 0.59082C77.6142 0.59082 100 22.9766 100 50.5908ZM9.08144 50.5908C9.08144 73.1895 27.4013 91.5094 50 91.5094C72.5987 91.5094 90.9186 73.1895 90.9186 50.5908C90.9186 27.9921 72.5987 9.67226 50 9.67226C27.4013 9.67226 9.08144 27.9921 9.08144 50.5908Z\" fill=\"currentColor\"\/>\n            <path d=\"M93.9676 39.0409C96.393 38.4038 97.8624 35.9116 97.0079 33.5539C95.2932 28.8227 92.871 24.3692 89.8167 20.348C85.8452 15.1192 80.8826 10.7238 75.2124 7.41289C69.5422 4.10194 63.2754 1.94025 56.7698 1.05124C51.7666 0.367541 46.6976 0.446843 41.7345 1.27873C39.2613 1.69328 37.813 4.19778 38.4501 6.62326C39.0873 9.04874 41.5694 10.4717 44.0505 10.1071C47.8511 9.54855 51.7191 9.52689 55.5402 10.0491C60.8642 10.7766 65.9928 12.5457 70.6331 15.2552C75.2735 17.9648 79.3347 21.5619 82.5849 25.841C84.9175 28.9121 86.7997 32.2913 88.1811 35.8758C89.083 38.2158 91.5421 39.6781 93.9676 39.0409Z\" fill=\"currentFill\"\/>\n        <\/svg>\n        <span class=\"sr-only\">Loading...<\/span>\n    <\/div>\n<\/div>\n            \n            `\n\n        \n            \/\/ Open the URL in a new tab\n            window.open(fullUrl, '_blank');\n        \n            \/\/ Wait for 5 seconds and then restart the form\n            setTimeout(() => {\n                restartForm();\n            }, 5000);\n        }\n        function restartForm() {\n            \/\/ Clear history and reset to start\n            history = [];\n            currentStep = \"start\";\n            renderStep(currentStep);\n        }\n        \n        function nextStep(option) {\n            history.push(currentStep);\n            currentStep = option;\n            renderStep(currentStep);\n        }\n\n        function goBack() {\n            if (history.length) {\n                currentStep = history.pop();\n                renderStep(currentStep);\n            }\n        }\n\n        renderStep(currentStep);\n    <\/script>\n<\/body>\n<\/html>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-09b6c1c elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"09b6c1c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9c2367a exad-glass-effect-no exad-sticky-section-no\" data-id=\"9c2367a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6ba5b1f exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"6ba5b1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Nem\u00e1te e\u0161te vymenen\u00e9 \u010deln\u00e9 sklo? <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bfe6749 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"bfe6749\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"uk-width-1-1 uk-margin\"><div class=\"de-row uk-container\" data-dahz-id=\"\"><div class=\"uk-grid uk-flex-1 uk-c-position-z-index-0 uk-grid-stack\" data-uk-grid=\"\"><div class=\"de-column uk-position-relative uk-width-1-1@m uk-first-column\" data-dahz-id=\"\"><div class=\"uk-flex uk-c-flex-stretch uk-width-1-1\"><div class=\"uk-width-1-1 uk-padding-remove\"><div class=\"uk-flex-1\"><div class=\"uk-margin\"><div class=\"de-textblock-wrapper\"><p>V tomto pr\u00edpade odpor\u00fa\u010dame nav\u0161t\u00edvi\u0165 v jednom z na\u0161ich zmluvn\u00fdch autoservisov, kde v\u00e1m bezplatne \u010deln\u00e9 sklo opravia.<br \/>Navy\u0161e po\u010das doby opravy v\u00e1m poskytneme bezplatne aj n\u00e1hradn\u00e9 vozidlo a n\u00e1sledne cel\u00fa situ\u00e1ciu si na vlastn\u00e9 n\u00e1klady a zodpovednos\u0165 dorie\u0161ime priamo s pois\u0165ov\u0148ou. <br \/>Plat\u00ed, \u017ee mus\u00edte ma\u0165 podp\u00edsan\u00fa spr\u00e1vu o nehode s vinn\u00edkom ktorou potvrdzuje, \u017ee je za po\u0161kodenie zodpovedn\u00fd, a \u017ee poistn\u00e1 udalos\u0165 bude rie\u0161en\u00e1 z jeho PZP.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-65397f2 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"65397f2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c3f171d exad-glass-effect-no exad-sticky-section-no\" data-id=\"c3f171d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e1af708 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"e1af708\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u010co k tomu potrebujete?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bcaee73 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"bcaee73\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"uk-width-1-1 uk-margin\"><div class=\"de-row uk-container\" data-dahz-id=\"\"><div class=\"uk-grid uk-flex-1 uk-c-position-z-index-0 uk-grid-stack\" data-uk-grid=\"\"><div class=\"de-column uk-position-relative uk-width-1-1@m uk-first-column\" data-dahz-id=\"\"><div class=\"uk-flex uk-c-flex-stretch uk-width-1-1\"><div class=\"uk-width-1-1 uk-padding-remove\"><div class=\"uk-flex-1\"><div class=\"uk-margin\"><div class=\"de-textblock-wrapper\"><p>Jedinou podmienkou je, doru\u010di\u0165 n\u00e1m podp\u00edsan\u00fa spr\u00e1vu o\u00a0nehode.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8e4429e elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"8e4429e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2487be2 exad-glass-effect-no exad-sticky-section-no\" data-id=\"2487be2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0278175 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"0278175\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ako postupova\u0165?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8463cd4 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"8463cd4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"uk-width-1-1 uk-margin\"><div class=\"de-row uk-container\" data-dahz-id=\"\"><div class=\"uk-grid uk-flex-1 uk-c-position-z-index-0 uk-grid-stack\" data-uk-grid=\"\"><div class=\"de-column uk-position-relative uk-width-1-1@m uk-first-column\" data-dahz-id=\"\"><div class=\"uk-flex uk-c-flex-stretch uk-width-1-1\"><div class=\"uk-width-1-1 uk-padding-remove\"><div class=\"uk-flex-1\"><div class=\"uk-margin\"><div class=\"de-textblock-wrapper\"><p>Pre objednanie v\u00fdmeny \u010deln\u00e9ho skla bezplatne v\u00a0na\u0161ich servisoch alebo v\u00a0pr\u00edpade z\u00e1ujmu o\u00a0odk\u00fapenie poh\u013ead\u00e1vky, n\u00e1s pros\u00edm kontaktuje cez webov\u00fd formul\u00e1r alebo telefonicky.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-a3fee8b elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"a3fee8b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-766d8cc exad-glass-effect-no exad-sticky-section-no\" data-id=\"766d8cc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8d6e30b elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"8d6e30b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-ac412ca exad-glass-effect-no exad-sticky-section-no\" data-id=\"ac412ca\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-70cf52a exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"70cf52a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Zanechajte n\u00e1m kontakt !<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9f2a5fa exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-shortcode\" data-id=\"9f2a5fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><form id=\"forminator-module-2623\" class=\"forminator-custom-form forminator-custom-form-2623\" method=\"post\" data-forminator-render=\"0\" data-uid=\"6a29159f88fc7\" action=\"\"><div role=\"alert\" aria-live=\"polite\" class=\"forminator-response-message forminator-error\" aria-hidden=\"true\"><\/div><input type=\"hidden\" name=\"trp-form-language\" value=\"en\"\/><\/form><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2e2d83e exad-glass-effect-no exad-sticky-section-no\" data-id=\"2e2d83e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a950365 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"a950365\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Zavolajte alebo nap\u00ed\u0161te n\u00e1m!<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d40432a exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"d40432a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"tel:+421948878717\">+421 948 87 87 17<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e52f8b3 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"e52f8b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"mailto:info@aider.sk\">info@aider.sk<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-13d0bc20 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"13d0bc20\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2468860d exad-glass-effect-no exad-sticky-section-no\" data-id=\"2468860d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Odhalili sme praktiky pois\u0165ovn\u00ed Pod\u013ea \u0161tatist\u00edk ro\u010dne d\u00f4jde k viac ako 100 000 poistn\u00fdch udalost\u00ed pri prev\u00e1dzke motorov\u00e9ho vozidla. Ve\u013ek\u00e9 percento po\u0161koden\u00ed vznikne pr\u00e1ve na \u010deln\u00fdch skl\u00e1ch. V pr\u00edpade, \u017ee nem\u00e1te pripoistenie \u010deln\u00e9ho skla a chcete, aby v\u00e1m \u0161kodu preplatila pois\u0165ov\u0148a,\u00a0je nutn\u00e9 pozna\u0165 vinn\u00edka poistnej udalosti, ktor\u00fd v\u00e1m \u0161kodu sp\u00f4sobil. Mohlo sa v\u0161ak sta\u0165, \u017ee [&hellip;]<\/p>","protected":false},"author":4,"featured_media":1187,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[45],"tags":[],"class_list":["post-1694","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-celne-sklo"],"_links":{"self":[{"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/posts\/1694","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/comments?post=1694"}],"version-history":[{"count":0,"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/posts\/1694\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/media\/1187"}],"wp:attachment":[{"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/media?parent=1694"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/categories?post=1694"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/tags?post=1694"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}