{"id":5561,"date":"2025-01-03T17:33:19","date_gmt":"2025-01-03T15:33:19","guid":{"rendered":"https:\/\/aider.sk\/?page_id=5561"},"modified":"2025-01-04T15:46:57","modified_gmt":"2025-01-04T13:46:57","slug":"likvidacia-poistnej-udalosti-trva-prilis-dlho","status":"publish","type":"page","link":"https:\/\/aider.sk\/en\/likvidacia-poistnej-udalosti-trva-prilis-dlho\/","title":{"rendered":"Likvid\u00e1cia poistnej udalosti trv\u00e1 pr\u00edli\u0161 dlho"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"5561\" class=\"elementor elementor-5561\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8f96d91 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"8f96d91\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a2feb4b exad-glass-effect-no exad-sticky-section-no\" data-id=\"a2feb4b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d3383c4 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"d3383c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Likvid\u00e1cia poistnej udalosti trv\u00e1 pr\u00edli\u0161 dlho<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ed21859 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"ed21859\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f2687c5 exad-glass-effect-no exad-sticky-section-no\" data-id=\"f2687c5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fe2fa87 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"fe2fa87\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>V\u00a0zmysle z\u00e1kona m\u00e1 pois\u0165ov\u0148a za\u010da\u0165 pre\u0161etrova\u0165 va\u0161e n\u00e1roky bez zbyto\u010dn\u00e9ho odkladu. Pois\u0165ovne si v\u0161ak myslia, \u017ee lehotu nemaj\u00fa, pr\u00edpadne, \u017ee maj\u00fa 3 mesiace na ukon\u010denie likvid\u00e1cie a\u00a0\u010fal\u0161\u00edch 15 dn\u00ed na vyplatenie plnenia. Lehotou v\u0161ak je z\u00e1konn\u00e9 ustanovenie \u201e<strong>bez zbyto\u010dn\u00e9ho odkladu<\/strong>\u201c, \u010do si vykladaj\u00fa po svojom.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-83d7b76 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"83d7b76\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Prever\u00edme stav<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b573793 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"b573793\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tNa\u0161imi osved\u010den\u00fdmi met\u00f3dami a postupmi prever\u00edme, \u010di likvid\u00e1cia poistnej udalosti je opr\u00e1vnen\u00e1 v takej dlhej dobe. Prever\u00edme, <strong>v \u010dom pois\u0165ov\u0148a zanedbala svoje povinnosti a \u010d\u00edm poru\u0161ila va\u0161e pr\u00e1va<\/strong>, ktor\u00e9 v\u00e1m ako po\u0161kodenej osobe vypl\u00fdvaj\u00fa zo z\u00e1kona platn\u00fdmi v SR, ale aj nariadeniami Eur\u00f3pskej \u00fanie, ktor\u00e9 upravuj\u00fa lehoty pois\u0165ovne, povinnosti pois\u0165ovne a pr\u00e1va v\u00e1s, ako po\u0161kodenej osoby.\n<br><br>\nAk vyhodnot\u00edme, \u017ee \u0161etrenie poistnej udalosti trv\u00e1 neprimerane dlho vzh\u013eadom na okolnosti v\u00e1\u0161ho pr\u00edpadu, <strong>don\u00fatime pois\u0165ov\u0148u k\u00a0okam\u017eit\u00e9mu ukon\u010deniu poistnej udalosti<\/strong>, pod\u00e1me podnet na N\u00e1rodn\u00fa banku Slovenska, pr\u00edpadne uplatn\u00edme va\u0161e pr\u00e1va z\u00a0garan\u010dn\u00e9ho fondu, z\u00a0ktor\u00e9ho m\u00e1te pr\u00e1vo na od\u0161kodnenie, ak pois\u0165ov\u0148a nekon\u00e1.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-445aa1e exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"445aa1e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Vybavte v\u0161etko z\u00a0domu<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f76aa9c exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"f76aa9c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Na\u0161im cie\u013eom je, aby ste nemuseli nikam chodi\u0165 a aby\u00a0rie\u0161enie poistnej udalosti cez n\u00e1s bolo pre v\u00e1s pr\u00ednosom bez zbyto\u010dnej byrokracie a\u00a0podmienok. Dokumenty doru\u010d\u00edte online z\u00a0pohodlia domova (napr. email). V\u0161etky dokumenty u\u00a0n\u00e1s podpisujete elektronicky na po\u010d\u00edta\u010di, tablete alebo priamo vo svojom mobile.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d84bc11 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"d84bc11\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">R\u00fdchlos\u0165 ukon\u010denia m\u00e1te aj vy vo svojich ruk\u00e1ch...<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a1d2316 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"a1d2316\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Aj vy sami m\u00f4\u017eete prispie\u0165 k\u00a0tomu, aby likvid\u00e1cia poistnej udalosti prebehla r\u00fdchlej\u0161ie a to vyu\u017eit\u00edm napr\u00edklad\u00a0na\u0161ich <a title=\"Nem\u00e1m n\u00e1rok na n\u00e1hradn\u00e9 vozidlo, tvrd\u00ed pois\u0165ov\u0148a\" href=\"https:\/\/aider.sk\/en\/nemam-narok-na-nahradne-vozidlo-tvrdi-poistovna\/\">n\u00e1hradn\u00fdch vozidiel<\/a>, <a title=\"Kde m\u00e1m usklad\u0148ova\u0165 havarovan\u00e9 vozidlo?\" href=\"https:\/\/aider.sk\/en\/kde-mam-uskladnovat-havarovane-vozidlo\/\">uskladnenia vozidla na na\u0161ich parkovisk\u00e1ch<\/a>, pr\u00edpadne <a title=\"Nes\u00fahlas\u00edm, \u017ee vozidlo je tot\u00e1lne zni\u010den\u00e9\" href=\"https:\/\/aider.sk\/en\/nesuhlasim-ze-vozidlo-je-totalne-znicene\/\">opravu vozidla v\u00a0na\u0161ich servisoch<\/a>.<\/p><p>Vyu\u017eit\u00edm t\u00fdchto slu\u017eieb <strong>nie len ur\u00fdchlite ukon\u010denie likvid\u00e1cie<\/strong> poistnej udalosti, nako\u013eko pois\u0165ov\u0148a bude chcie\u0165, aby ste na\u0161e slu\u017eby vyu\u017e\u00edvali \u010do najkrat\u0161ie (nako\u013eko ich mus\u00ed pois\u0165ov\u0148a zaplati\u0165), ale e\u0161te si aj <strong>spr\u00edjemn\u00edte \u010dakanie na ukon\u010denie<\/strong> \u0161etrenia poistnej udalosti teda aj vyplatenia poistn\u00e9ho plnenia.<\/p><p>Okrem toho <strong>preberieme na seba cel\u00fa agendu<\/strong> a n\u00e1klady na tieto slu\u017eby si rie\u0161ime s\u00a0pois\u0165ov\u0148ou sami na vlastn\u00fa zodpovednos\u0165 a\u00a0na vlastn\u00e9 riziko. Nie len, \u017ee si spr\u00edjemn\u00edte \u010dakanie na ukon\u010denie likvid\u00e1cie poistnej udalosti, ale e\u0161te aj <strong>prispejete k\u00a0rie\u0161eniu v\u00e1\u0161ho probl\u00e9mu s\u00a0dlhotrvaj\u00facim<\/strong> (ne)ukon\u010den\u00edm \u0161kody v pois\u0165ovni.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b907140 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"b907140\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">E\u0161te st\u00e1le v\u00e1hate?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2951895 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"2951895\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u013dudia ako vy sa na n\u00e1s obracaj\u00fa ka\u017ed\u00fdm d\u0148om s\u00a0r\u00f4znymi situ\u00e1ciami. <strong>Neexistuje situ\u00e1cia s\u00a0ktorou by sme si nevedeli poradi\u0165<\/strong>, pr\u00edpadne ktor\u00fa by sme nevedeli promptne vyrie\u0161i\u0165. Jeden n\u00e1\u0161 klient nap\u00edsal<\/p><blockquote><p><em>\u201eAIDER je postrachom pois\u0165ovn\u00ed. Maj\u00fa v\u00fdborne znalosti z\u00e1konov, sk\u00fasenosti s vym\u00e1han\u00edm poistn\u00e9ho plnenia aj s proz\u00e1kazn\u00edckym pr\u00edstupom. Za m\u0148a maxim\u00e1lna spokojnos\u0165, pomohli mne aj zn\u00e1mym. Pri najbli\u017e\u0161ej \u0161kodovej udalosti ich ur\u010dite znovu oslov\u00edm &#8211; oplat\u00ed sa.<\/em><\/p><\/blockquote>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-dbc1d94 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"dbc1d94\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Pozrite si reakcie aj na\u0161ich ostatn\u00fdch klientov:<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-195f62b exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"195f62b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"padding-left: 40px;\"><a title=\"\u013dubom\u00edr Kov\u00e1\u010d - Google recenzia\" href=\"https:\/\/g.co\/kgs\/cvorfeK\" target=\"_blank\" rel=\"noopener ugc\">\u013dubom\u00edr Kov\u00e1\u010d<\/a>,\u00a0 \u00a0<a title=\"Samuel Provaznik - Google recenzia\" href=\"https:\/\/g.co\/kgs\/g2ZVEn7\" target=\"_blank\" rel=\"noopener ugc\">Samuel Provaznik<\/a>,\u00a0 \u00a0<a title=\"mirek mirek - Google recenzia\" href=\"https:\/\/g.co\/kgs\/EA7EUQj\" target=\"_blank\" rel=\"noopener ugc\">mirek mirek<\/a>,\u00a0 \u00a0<a title=\"Milan Zaleha\" href=\"https:\/\/g.co\/kgs\/7arVtYS\" target=\"_blank\" rel=\"noopener ugc\">Milan Zaleha<\/a>,\u00a0 \u00a0<a title=\"Silvia Stromkov\u00e1 - Google recenzia\" href=\"https:\/\/g.co\/kgs\/ye7dZsM\" target=\"_blank\" rel=\"noopener ugc\">Silvia Stromkov\u00e1<\/a>,\u00a0 \u00a0<a title=\"Tomas Valo - Google recenzia\" href=\"https:\/\/g.co\/kgs\/rwp8R23\" target=\"_blank\" rel=\"noopener ugc\">Tomas Valo<\/a>,\u00a0 \u00a0<a title=\"PH TRANS - Google recenzia\" href=\"https:\/\/g.co\/kgs\/vquBrhp\" target=\"_blank\" rel=\"noopener ugc\">PH TRANS<\/a>,\u00a0 \u00a0<a title=\"Karol Grimme - Google recenzia\" href=\"https:\/\/g.co\/kgs\/xJ7yKGD\" target=\"_blank\" rel=\"noopener ugc\">Karol Grimme<\/a>,\u00a0 \u00a0<a title=\"J\u00e1n \u0160ebo\u0161\u00edk - Google recenzia\" href=\"https:\/\/g.co\/kgs\/6TWr9Bj\" target=\"_blank\" rel=\"noopener ugc\">J\u00e1n \u0160ebo\u0161\u00edk<\/a>,\u00a0 \u00a0<a title=\"Adam - Google recenzia\" href=\"https:\/\/g.co\/kgs\/GAHBHiQ\" target=\"_blank\" rel=\"noopener ugc\">Adam<\/a>,\u00a0 \u00a0<a title=\"Michal Valuch - Google recenzia\" href=\"https:\/\/g.co\/kgs\/77SjM25\" target=\"_blank\" rel=\"noopener ugc\">Michal Valuch<\/a>,\u00a0 \u00a0<a title=\"Imrich Sopko - Google recenzia\" href=\"https:\/\/g.co\/kgs\/aUjQHRA\" target=\"_blank\" rel=\"noopener ugc\">Imrich Sopko<\/a> a \u010fal\u0161\u00ed&#8230;<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc7c859 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"cc7c859\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u010co v\u00e1s bude st\u00e1\u0165 na\u0161a pomoc?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f1f2cce exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"f1f2cce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Na\u0161a odmena sa odv\u00edja od konkr\u00e9tneho probl\u00e9mu, ktor\u00fd s\u00a0pois\u0165ov\u0148ou m\u00e1te. \u010castokr\u00e1t \u0165a\u017ek\u00e1 situ\u00e1cia pre v\u00e1s, ja \u013eahkou situ\u00e1ciou pre n\u00e1s. Preto aj na\u0161a odmena za zdanlivo nerie\u0161ite\u013en\u00fd pr\u00edpad vo va\u0161ich o\u010diach, <strong>nemus\u00ed by\u0165 pre v\u00e1s finan\u010dne n\u00e1ro\u010dnou z\u00e1le\u017eitos\u0165ou<\/strong>, nako\u013eko my v\u00e1\u0161 probl\u00e9m zvl\u00e1dneme s\u00a0\u201e<em>prstom na kl\u00e1vesnici<\/em>\u201c za p\u00e1r min\u00fat.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-144053d exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"144053d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Ako prebieha spolupr\u00e1ca?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a23bbb9 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"a23bbb9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Zavolajte n\u00e1m, spolo\u010dne si prejdeme v\u00e1\u0161 pr\u00edpad (konzult\u00e1ciu m\u00e1te samozrejme bezplatne), povieme v\u00e1m, ak\u00e9 dokumenty potrebujeme od v\u00e1s doru\u010di\u0165, v\u00e1\u0161 <strong>pr\u00edpad bezplatne pos\u00fadime a\u00a0navrhneme v\u00e1m rie\u0161enie a\u00a0cenov\u00fa ponuku<\/strong>. U\u00a0n\u00e1s plat\u00ed z\u00e1sada, \u017ee <strong>bez vopred ods\u00fahlasenej cenovej ponuky neplat\u00edte ni\u010d<\/strong> a\u00a0nem\u00e1me <strong>\u017eiadne skryt\u00e9 poplatky<\/strong>, tak\u017ee m\u00f4\u017eete by\u0165 bez ob\u00e1v. Transparentnos\u0165 na\u0161ich slu\u017eieb a\u00a0dobr\u00fd pocit zo spolupr\u00e1ce, je z\u00e1kladn\u00fd kame\u0148 v\u00a0na\u0161ej spolo\u010dnosti, ktor\u00fd n\u00e1m dlhodobo zaru\u010duje pozit\u00edvne recenzie.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a3638ac exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"a3638ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Kontaktujte n\u00e1s<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad0543a exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"ad0543a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Dajte n\u00e1m vedie\u0165 o\u00a0va\u0161om probl\u00e9me s\u00a0pois\u0165ov\u0148ou. N\u00e1s zauj\u00edma v\u00e1\u0161 pr\u00edpad, v\u00e1s zauj\u00edma na\u0161e rie\u0161enie, v\u0161ak? Kontaktujte n\u00e1s bu\u010f telefonicky alebo cez kontaktn\u00fd formul\u00e1r.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-dcb47d4 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"dcb47d4\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-253f4a3 exad-glass-effect-no exad-sticky-section-no\" data-id=\"253f4a3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d0a05b1 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-shortcode\" data-id=\"d0a05b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"5011\" class=\"elementor elementor-5011\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-018ed09 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"018ed09\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-60c2c5e exad-glass-effect-no exad-sticky-section-no\" data-id=\"60c2c5e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2cfbbcd exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"2cfbbcd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Kontaktujte n\u00e1s<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c0cebe9 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"c0cebe9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7dc9406 exad-glass-effect-no exad-sticky-section-no\" data-id=\"7dc9406\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0793e61 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-icon-box\" data-id=\"0793e61\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-phone-call\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tTelefonicky\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tObjedn\u00e1vky do servisu, konzult\u00e1cie poistn\u00fdch udalost\u00ed, n\u00e1hradn\u00e9 vozidl\u00e1, od\u0165ahy, parkovn\u00e9 vozidla alebo in\u00fa po\u017eiadavku vybavte s nami telefonicky. Sme v\u00e1m s dispoz\u00edcii ka\u017ed\u00fd pracovn\u00fd de\u0148 medzi 9:00 hod. - 17:00 hod. na tel. \u010d\u00edsle +421 948 87 87 17\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40b2e4d elementor-align-center elementor-widget__width-inherit elementor-mobile-align-center elementor-widget-mobile__width-initial elementor-widget-tablet__width-initial exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-button\" data-id=\"40b2e4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md elementor-animation-shrink\" href=\"tel:%2B421%20948%2087%2087%2017\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-phone-call\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Zavola\u0165<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cf64b96 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"cf64b96\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\">pr\u00edpadne n\u00e1m zanechajte svoje \u010d\u00edslo a budeme v\u00e1s v priebehu d\u0148a kontaktova\u0165 my.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ccfda0a exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-shortcode\" data-id=\"ccfda0a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class=\"forminator-ui forminator-custom-form forminator-custom-form-6152 forminator-design--material  forminator_ajax\" data-forminator-render=\"0\" data-form=\"forminator-module-6152\" data-uid=\"6a66ff34b8e32\"><br\/><\/div><form\n\t\t\t\tid=\"forminator-module-6152\"\n\t\t\t\tclass=\"forminator-ui forminator-custom-form forminator-custom-form-6152 forminator-design--material  forminator_ajax\"\n\t\t\t\tmethod=\"post\"\n\t\t\t\tdata-forminator-render=\"0\"\n\t\t\t\tdata-form-id=\"6152\"\n\t\t\t\t data-color-option=\"default\" data-design=\"material\" data-grid=\"open\" style=\"display: none;\"\n\t\t\t\tdata-uid=\"6a66ff34b8e32\" action=\"\"\n\t\t\t><div role=\"alert\" aria-live=\"polite\" class=\"forminator-response-message forminator-error\" aria-hidden=\"true\"><\/div><div class=\"forminator-row\"><div id=\"phone-1\" class=\"forminator-field-phone forminator-col forminator-col-12\"><div class=\"forminator-field\"><label for=\"forminator-field-phone-1_6a66ff34b8e32\" id=\"forminator-field-phone-1_6a66ff34b8e32-label\" class=\"forminator-label\">Va\u0161e \u010d\u00edslo <span class=\"forminator-required\">*<\/span><\/label><input type=\"text\" name=\"phone-1\" value=\"\" placeholder=\"\" id=\"forminator-field-phone-1_6a66ff34b8e32\" class=\"forminator-input forminator-field--phone\" data-required=\"1\" aria-required=\"true\" autocomplete=\"off\" \/><\/div><\/div><\/div><input type=\"hidden\" name=\"referer_url\" value=\"\" \/><div class=\"forminator-row forminator-row-last\"><div class=\"forminator-col\"><div class=\"forminator-field\"><button class=\"forminator-button forminator-button-submit\"><span>Odosla\u0165 po\u017eiadavku<\/span><span aria-hidden=\"true\"><\/span><\/button><\/div><\/div><\/div><input type=\"hidden\" id=\"forminator_nonce\" name=\"forminator_nonce\" value=\"e23034b587\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/en\/wp-json\/wp\/v2\/pages\/5561\" \/><input type=\"hidden\" name=\"form_id\" value=\"6152\"><input type=\"hidden\" name=\"page_id\" value=\"5561\"><input type=\"hidden\" name=\"form_type\" value=\"default\"><input type=\"hidden\" name=\"current_url\" value=\"https:\/\/aider.sk\/en\/likvidacia-poistnej-udalosti-trva-prilis-dlho\/\"><input type=\"hidden\" name=\"render_id\" value=\"0\"><input type=\"hidden\" name=\"action\" value=\"forminator_submit_form_custom-forms\"><input type=\"hidden\" name=\"trp-form-language\" value=\"en\"\/><\/form><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-df0e680 exad-glass-effect-no exad-sticky-section-no\" data-id=\"df0e680\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ed79181 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-icon-box\" data-id=\"ed79181\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-email\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tKontaktn\u00fd formul\u00e1r\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tUprednost\u0148ujete p\u00edsomn\u00fa formu? Vypl\u0148te formul\u00e1r a e\u0161te v priebehu dne\u0161n\u00e9ho d\u0148a dostanete od n\u00e1s odpove\u010f.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9c3fc32 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-shortcode\" data-id=\"9c3fc32\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><form id=\"forminator-module-3353\" class=\"forminator-custom-form forminator-custom-form-3353\" method=\"post\" data-forminator-render=\"0\" data-uid=\"6a66ff34c153b\" action=\"\"><div role=\"alert\" aria-live=\"polite\" class=\"forminator-response-message forminator-error\" aria-hidden=\"true\"><\/div><input type=\"hidden\" name=\"trp-form-language\" value=\"en\"\/><\/form><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Likvid\u00e1cia poistnej udalosti trv\u00e1 pr\u00edli\u0161 dlho V\u00a0zmysle z\u00e1kona m\u00e1 pois\u0165ov\u0148a za\u010da\u0165 pre\u0161etrova\u0165 va\u0161e n\u00e1roky bez zbyto\u010dn\u00e9ho odkladu. Pois\u0165ovne si v\u0161ak myslia, \u017ee lehotu nemaj\u00fa, pr\u00edpadne, \u017ee maj\u00fa 3 mesiace na ukon\u010denie likvid\u00e1cie a\u00a0\u010fal\u0161\u00edch 15 dn\u00ed na vyplatenie plnenia. Lehotou v\u0161ak je z\u00e1konn\u00e9 ustanovenie \u201ebez zbyto\u010dn\u00e9ho odkladu\u201c, \u010do si vykladaj\u00fa po svojom. Prever\u00edme stav Na\u0161imi osved\u010den\u00fdmi [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_eb_attr":"","site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-5561","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/pages\/5561","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/comments?post=5561"}],"version-history":[{"count":19,"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/pages\/5561\/revisions"}],"predecessor-version":[{"id":5750,"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/pages\/5561\/revisions\/5750"}],"wp:attachment":[{"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/media?parent=5561"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}