{"id":5560,"date":"2025-01-03T17:33:08","date_gmt":"2025-01-03T15:33:08","guid":{"rendered":"https:\/\/aider.sk\/?page_id=5560"},"modified":"2025-01-04T15:24:51","modified_gmt":"2025-01-04T13:24:51","slug":"nemam-narok-na-nahradne-vozidlo-tvrdi-poistovna","status":"publish","type":"page","link":"https:\/\/aider.sk\/en\/nemam-narok-na-nahradne-vozidlo-tvrdi-poistovna\/","title":{"rendered":"Nem\u00e1m n\u00e1rok na n\u00e1hradn\u00e9 vozidlo, tvrd\u00ed pois\u0165ov\u0148a"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"5560\" class=\"elementor elementor-5560\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e4fcf1c elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"e4fcf1c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f9d0e1c exad-glass-effect-no exad-sticky-section-no\" data-id=\"f9d0e1c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1ee79d3 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"1ee79d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Nem\u00e1m n\u00e1rok na n\u00e1hradn\u00e9 vozidlo, tvrd\u00ed pois\u0165ov\u0148a<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-728cd22 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"728cd22\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d50ffdd exad-glass-effect-no exad-sticky-section-no\" data-id=\"d50ffdd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-56e7b50 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"56e7b50\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Pois\u0165ov\u0148a nerozhoduje o\u00a0tom, na \u010do m\u00e1te n\u00e1rok a\u00a0na \u010do nem\u00e1te n\u00e1rok. Va\u0161e n\u00e1roky vypl\u00fdvaj\u00face z\u00a0poistnej udalosti vypl\u00fdvaj\u00fa z\u00a0pr\u00e1vnych predpisov. <strong>Keby sme nechali rozhodova\u0165 pois\u0165ov\u0148u o va\u0161ich n\u00e1rokoch, mohlo by sa sta\u0165, \u017ee nakoniec by ste nemali n\u00e1rok na ni\u010d&#8230;<\/strong><br \/><br \/><\/p><p>Uvedomte si, \u017ee <strong>pois\u0165ov\u0148a nem\u00e1 pr\u00e1vomoc rozhodova\u0165<\/strong> o\u00a0n\u00e1rokoch, ktor\u00e9 m\u00e1 ona sama zo \u201esvojho vrecka\u201c vypl\u00e1ca\u0165. Samozrejme, \u017ee pois\u0165ov\u0148a nap\u00ed\u0161e do dokumentu, \u017ee \u201e<em>od tohto momentu nem\u00e1te n\u00e1rok na n\u00e1hradn\u00e9 vozidlo<\/em>\u201c, pr\u00edpadne na <a href=\"https:\/\/aider.sk\/en\/kde-mam-uskladnovat-havarovane-vozidlo\/\">uskladnenie vozidla<\/a>. <strong>T\u00fdmto krokom odrad\u00ed drviv\u00fa v\u00e4\u010d\u0161inu \u013eud\u00ed, \u010d\u00edm u\u0161etr\u00ed ro\u010dne mili\u00f3ny eur.<\/strong> Pois\u0165ov\u0148u ni\u010d nestoj\u00ed nap\u00edsanie jednej vety na papier, ktorou u\u0161etr\u00ed tak\u00e9 ohromn\u00e9 peniaze. Ve\u010f papier znesie v\u0161etko&#8230;<br \/><br \/><\/p><p>Skuto\u010dnos\u0165 je v\u0161ak t\u00e1, \u017ee <strong>n\u00e1rok na n\u00e1hradn\u00e9 vozidlo pri tot\u00e1lnej \u0161kode m\u00e1te a\u017e do ukon\u010denia likvid\u00e1cie poistnej udalosti, resp. do vyplatenia poistn\u00e9ho plnenia<\/strong>, preto\u017ee a\u017e tak sa v\u00e1m dostane adekv\u00e1tna n\u00e1hrada \u0161kody, v\u010faka ktorej si m\u00f4\u017eete zak\u00fapi\u0165 nov\u00e9 alebo ojazden\u00e9 vozidlo.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be70735 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"be70735\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">\u00a0N\u00e1hradn\u00e9 vozidlo m\u00f4\u017eete ma\u0165 mesiace...<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-601ee0d exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"601ee0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tPois\u0165ovne sa nepon\u00e1h\u013eaj\u00fa s likvid\u00e1ciou va\u0161ej poistnej udalosti, maj\u00fa \u010das, ve\u010f o ich vozidlo sa nejedn\u00e1. \u010castokr\u00e1t sa stret\u00e1vame so situ\u00e1ciami, \u017ee medzi t\u00fdm, ako v\u00e1m pois\u0165ov\u0148a doru\u010d\u00ed ozn\u00e1menie o tot\u00e1lnej \u0161kode (<em>teda inform\u00e1ciu, \u017ee sa vozidlo neoplat\u00ed opravova\u0165<\/em>), do re\u00e1lneho vyplatenia poistn\u00e9ho plnenia na v\u00e1\u0161 \u00fa\u010det ubehne k\u013eudne <strong>mesiac a v niektor\u00fdch pr\u00edpadoch a\u017e dva mesiace<\/strong>.<br><br>\n\nVyu\u017eite svoje n\u00e1roky na maximum, nehrajte s\u00a0pois\u0165ov\u0148ou jej hru, z\u00a0ktorej vyjdete z\u00a0kr\u00e1tka.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e44d001 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"e44d001\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Nechcete sa h\u00e1da\u0165 s\u00a0pois\u0165ov\u0148ou? Pobijeme sa za v\u00e1s...<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-63c2fa7 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"63c2fa7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Vyu\u017eite aj vy jedno z\u00a0na\u0161ich n\u00e1hradn\u00fdch vozidiel a\u00a0<strong>n\u00e1klady spojen\u00e9 s jeho zapo\u017ei\u010dan\u00edm nechajte na n\u00e1s<\/strong>. Ako zmluvn\u00e9 servisy pri oprav\u00e1ch vozidiel \u017eiadaj\u00fa platbu od pois\u0165ovne cez tzv. \u201ekryc\u00ed list\u201c, tak aj my si dorie\u0161ime n\u00e1klady za zapo\u017ei\u010danie n\u00e1hradn\u00e9ho vozidla pri tot\u00e1lnej \u0161kode priamo s\u00a0pois\u0165ov\u0148ou.<\/p><p><strong>Vozidlo m\u00f4\u017eete ma\u0165 pripraven\u00e9 u\u017e zajtra<\/strong>. Ale pozor, r\u00fdchlo sa m\u00ed\u0148aj\u00fa, hav\u00e1rii je ve\u013ea a\u00a0v\u0161etci chc\u00fa vyu\u017ei\u0165 n\u00e1hradn\u00e9 vozidlo, na ktor\u00e9 maj\u00fa n\u00e1rok!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e6027ce exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"e6027ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Kde s\u00fa na\u0161e n\u00e1hradn\u00e9 vozidl\u00e1 po nehode dostupn\u00e9?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f828f74 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"f828f74\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Vyberte si na mapke ni\u017e\u0161ie lokalitu, ktor\u00e1 v\u00e1m najviac vyhovuje na prevzatie n\u00e1hradn\u00e9ho vozidla po nehode.<\/p><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8cee146 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-shortcode\" data-id=\"8cee146\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class=\"map_wrapper\" id=\"map_wrapper_4579\">\n<div class=\"map_box\" style=\"max-width:2000px\">\n<div class=\"map_aspect_ratio\" style=\"padding-top:56%\" data-padding-top=\"56%\" data-padding-top-mobile=\"60%\">\n<div class=\"map_container\">\n<div class=\"map_render map_loading\" id=\"map_4579\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-89dec7b exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"89dec7b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Sme od v\u00e1s \u010faleko? Aj tak m\u00e1me rie\u0161enia...<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a603141 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"a603141\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Ke\u010f sa chce, cesta sa n\u00e1jde. Ak v\u00e1m nevyhovuje \u017eiadna z\u00a0uveden\u00fdch lokal\u00edt alebo sa nem\u00e1te k\u00a0n\u00e1m ako dosta\u0165, vozidlo v\u00e1m ochotne pristav\u00edme ku v\u00e1m do pr\u00e1ce alebo domov, pr\u00edpadne v\u00e1m budeme refundova\u0165 vyu\u017eit\u00fa taxi slu\u017ebu na dan\u00fa cestu a to a\u017e do v\u00fd\u0161ky 100 EUR.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ac9f2d exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"1ac9f2d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">N\u00e1hradn\u00e9 vozidlo pri tot\u00e1lnej \u0161kode m\u00f4\u017eete ma\u0165 aj v\u00a0pr\u00edpade, ak u\u017e:<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d80e9b3 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"d80e9b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>bola <strong>vykonan\u00e1 obhliadka<\/strong><\/li><li>technik pois\u0165ovne <strong>vyhodnotil vozidlo za tot\u00e1lne zni\u010den\u00e9<\/strong><\/li><li><strong>v\u00e1s servis informoval<\/strong>, \u017ee vozidlo bude likvidovan\u00e9 ako tot\u00e1lna \u0161koda<\/li><li>v\u00e1s pois\u0165ov\u0148a informovala, \u017ee vozidlo <strong>bude likvidovan\u00e9 ako tot\u00e1lna \u0161koda<\/strong><\/li><li>ste mali v\u00a0r\u00e1mci poistnej udalosti zapo\u017ei\u010dan\u00e9 <strong>n\u00e1hradn\u00e9 vozidlo od inej autopo\u017ei\u010dovne <\/strong>alebo e\u0161te m\u00e1te (presadnite z auta do auta)<\/li><li>chcete vozidlo <a href=\"https:\/\/aider.sk\/en\/nesuhlasim-ze-vozidlo-je-totalne-znicene\/\">po tot\u00e1lnej \u0161kode opravova\u0165<\/a> (vtedy m\u00e1te n\u00e1rok a\u017e do ukon\u010denia opravy)<\/li><\/ul><p><strong>Na\u0161ou jedinou podmienkou je, aby nebola ukon\u010den\u00e1 likvid\u00e1cia poistnej udalosti.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-edee5c7 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"edee5c7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Ako sme \u013eu\u010fom pomohli?<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-46c05b6 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"46c05b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>V\u00e1s zahreje elektrick\u00e9 vyhrievanie sedadiel v na\u0161ich n\u00e1hradn\u00fdch vozidl\u00e1ch (najm\u00e4 po\u010das zimn\u00e9ho obdobia), n\u00e1s zase zahreje pri srdci recenzia za dobre odveden\u00fa pr\u00e1cu, ktor\u00fa n\u00e1m na Google zanech\u00e1te tak, ako to spravili \u013eudia ako ste vy \u2013 na\u0161i klienti.<br \/><br \/><br \/><strong>Tu s\u00fa ich reakcie:<\/strong><\/p><p style=\"padding-left: 40px;\"><a title=\"mirek mirek - Google recenzia\" href=\"https:\/\/g.co\/kgs\/Xp7BgEP\" target=\"_blank\" rel=\"noopener ugc\">mirek mirek<\/a>, \u00a0\u00a0<a title=\"Oliver Vyslou\u017eil - Google recenzia\" href=\"https:\/\/g.co\/kgs\/ymMajcu\" target=\"_blank\" rel=\"noopener ugc\">Oliver Vyslou\u017eil<\/a>,\u00a0 \u00a0<a title=\"Jakub Hrivn\u00e1k - Google recenzia\" href=\"https:\/\/g.co\/kgs\/nXCGzyk\" target=\"_blank\" rel=\"noopener ugc\">Jakub Hrivn\u00e1k<\/a>,\u00a0 \u00a0<a title=\"Matej Thomka - Google recenzia\" href=\"https:\/\/g.co\/kgs\/wXmcfTi\" target=\"_blank\" rel=\"noopener ugc\">Matej Thomka<\/a>,\u00a0 \u00a0<a title=\"Peter Kotasek - Google recenzia\" href=\"https:\/\/g.co\/kgs\/rCLFF3N\" target=\"_blank\" rel=\"noopener ugc\">Peter Kotasek<\/a>,\u00a0 \u00a0<a title=\"\u013dubica Pat\u00e1kov\u00e1 - Google recenzia\" href=\"https:\/\/g.co\/kgs\/f6oP8q7\" target=\"_blank\" rel=\"noopener ugc\">\u013dubica Pat\u00e1kov\u00e1<\/a>,\u00a0 \u00a0<a title=\"Vladim\u00edr \u017duffa - Google recenzia\" href=\"https:\/\/g.co\/kgs\/JiJcnrE\" target=\"_blank\" rel=\"noopener ugc\">Vladim\u00edr \u017duffa<\/a>,\u00a0 \u00a0<a title=\"Renata Klimantova - Google recenzia\" href=\"https:\/\/g.co\/kgs\/o8dmHBM\" target=\"_blank\" rel=\"noopener ugc\">Renata Klimantova<\/a>,\u00a0 \u00a0<a title=\"Peter E - Google recenzia\" href=\"https:\/\/g.co\/kgs\/TymioMY\" target=\"_blank\" rel=\"noopener ugc\">Peter E<\/a>,\u00a0 \u00a0<a title=\"Marek Pristach - Google recenzia\" href=\"https:\/\/g.co\/kgs\/qz5Xzbo\" target=\"_blank\" rel=\"noopener ugc\">Marek Pristach<\/a>,\u00a0 \u00a0<a title=\"Radoslav Gabris - Google recenzia\" href=\"https:\/\/g.co\/kgs\/QJvMwXQ\" target=\"_blank\" rel=\"noopener ugc\">Radoslav Gabris<\/a>,\u00a0 \u00a0<a title=\"Imrich Sopko - Google recenzia\" href=\"https:\/\/g.co\/kgs\/KwPAkE5\">Imrich Sopko<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d2d515 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"9d2d515\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">V\u00fdhody, ktor\u00e9 nen\u00e1jdete inde<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fd8bd21 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"fd8bd21\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Odbern\u00e9 miesto n\u00e1hradn\u00e9ho vozidla po celom Slovensku<\/li><li>N\u00e1klady na n\u00e1hradn\u00e9 vozidlo si rie\u0161ime s\u00a0pois\u0165ov\u0148ou na vlastn\u00e9 n\u00e1klady a\u00a0vlastn\u00fa zodpovednos\u0165<\/li><li>Vozidlo m\u00f4\u017eete ma\u0165 pripraven\u00e9 u\u017e zajtra<\/li><li>N\u00e1hradn\u00e9 vozidlo a\u017e do ukon\u010denia likvid\u00e1cie poistnej udalosti<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-56c76a5 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"56c76a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Kontaktujte n\u00e1s a\u00a0bu\u010fte \u010fal\u0161\u00edm spokojn\u00fdm z\u00e1kazn\u00edkom<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-102ef6b exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"102ef6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Zavolajte n\u00e1m alebo nap\u00ed\u0161te svoju po\u017eiadavku cez kontaktn\u00fd formul\u00e1r. \u0160tartujeme a\u00a0vyr\u00e1\u017eame za vami.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7f48caf elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"7f48caf\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0439f59 exad-glass-effect-no exad-sticky-section-no\" data-id=\"0439f59\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-07eb028 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-shortcode\" data-id=\"07eb028\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"5011\" class=\"elementor elementor-5011\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-018ed09 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"018ed09\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-60c2c5e exad-glass-effect-no exad-sticky-section-no\" data-id=\"60c2c5e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2cfbbcd exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"2cfbbcd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Kontaktujte n\u00e1s<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c0cebe9 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"c0cebe9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7dc9406 exad-glass-effect-no exad-sticky-section-no\" data-id=\"7dc9406\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0793e61 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-icon-box\" data-id=\"0793e61\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-phone-call\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tTelefonicky\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tObjedn\u00e1vky do servisu, konzult\u00e1cie poistn\u00fdch udalost\u00ed, n\u00e1hradn\u00e9 vozidl\u00e1, od\u0165ahy, parkovn\u00e9 vozidla alebo in\u00fa po\u017eiadavku vybavte s nami telefonicky. Sme v\u00e1m s dispoz\u00edcii ka\u017ed\u00fd pracovn\u00fd de\u0148 medzi 9:00 hod. - 17:00 hod. na tel. \u010d\u00edsle +421 948 87 87 17\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-40b2e4d elementor-align-center elementor-widget__width-inherit elementor-mobile-align-center elementor-widget-mobile__width-initial elementor-widget-tablet__width-initial exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-button\" data-id=\"40b2e4d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-md elementor-animation-shrink\" href=\"tel:%2B421%20948%2087%2087%2017\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-phone-call\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Zavola\u0165<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cf64b96 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"cf64b96\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\">pr\u00edpadne n\u00e1m zanechajte svoje \u010d\u00edslo a budeme v\u00e1s v priebehu d\u0148a kontaktova\u0165 my.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ccfda0a exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-shortcode\" data-id=\"ccfda0a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><div class=\"forminator-ui forminator-custom-form forminator-custom-form-6152 forminator-design--material  forminator_ajax\" data-forminator-render=\"0\" data-form=\"forminator-module-6152\" data-uid=\"6a686b83cafe3\"><br\/><\/div><form\n\t\t\t\tid=\"forminator-module-6152\"\n\t\t\t\tclass=\"forminator-ui forminator-custom-form forminator-custom-form-6152 forminator-design--material  forminator_ajax\"\n\t\t\t\tmethod=\"post\"\n\t\t\t\tdata-forminator-render=\"0\"\n\t\t\t\tdata-form-id=\"6152\"\n\t\t\t\t data-color-option=\"default\" data-design=\"material\" data-grid=\"open\" style=\"display: none;\"\n\t\t\t\tdata-uid=\"6a686b83cafe3\" action=\"\"\n\t\t\t><div role=\"alert\" aria-live=\"polite\" class=\"forminator-response-message forminator-error\" aria-hidden=\"true\"><\/div><div class=\"forminator-row\"><div id=\"phone-1\" class=\"forminator-field-phone forminator-col forminator-col-12\"><div class=\"forminator-field\"><label for=\"forminator-field-phone-1_6a686b83cafe3\" id=\"forminator-field-phone-1_6a686b83cafe3-label\" class=\"forminator-label\">Va\u0161e \u010d\u00edslo <span class=\"forminator-required\">*<\/span><\/label><input type=\"text\" name=\"phone-1\" value=\"\" placeholder=\"\" id=\"forminator-field-phone-1_6a686b83cafe3\" class=\"forminator-input forminator-field--phone\" data-required=\"1\" aria-required=\"true\" autocomplete=\"off\" \/><\/div><\/div><\/div><input type=\"hidden\" name=\"referer_url\" value=\"\" \/><div class=\"forminator-row forminator-row-last\"><div class=\"forminator-col\"><div class=\"forminator-field\"><button class=\"forminator-button forminator-button-submit\"><span>Odosla\u0165 po\u017eiadavku<\/span><span aria-hidden=\"true\"><\/span><\/button><\/div><\/div><\/div><input type=\"hidden\" id=\"forminator_nonce\" name=\"forminator_nonce\" value=\"f40a19f9d2\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/en\/wp-json\/wp\/v2\/pages\/5560\" \/><input type=\"hidden\" name=\"form_id\" value=\"6152\"><input type=\"hidden\" name=\"page_id\" value=\"5560\"><input type=\"hidden\" name=\"form_type\" value=\"default\"><input type=\"hidden\" name=\"current_url\" value=\"https:\/\/aider.sk\/en\/nemam-narok-na-nahradne-vozidlo-tvrdi-poistovna\/\"><input type=\"hidden\" name=\"render_id\" value=\"0\"><input type=\"hidden\" name=\"action\" value=\"forminator_submit_form_custom-forms\"><input type=\"hidden\" name=\"trp-form-language\" value=\"en\"\/><\/form><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-df0e680 exad-glass-effect-no exad-sticky-section-no\" data-id=\"df0e680\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ed79181 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-icon-box\" data-id=\"ed79181\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-email\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tKontaktn\u00fd formul\u00e1r\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tUprednost\u0148ujete p\u00edsomn\u00fa formu? Vypl\u0148te formul\u00e1r a e\u0161te v priebehu dne\u0161n\u00e9ho d\u0148a dostanete od n\u00e1s odpove\u010f.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9c3fc32 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-shortcode\" data-id=\"9c3fc32\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><form id=\"forminator-module-3353\" class=\"forminator-custom-form forminator-custom-form-3353\" method=\"post\" data-forminator-render=\"0\" data-uid=\"6a686b83d0c69\" action=\"\"><div role=\"alert\" aria-live=\"polite\" class=\"forminator-response-message forminator-error\" aria-hidden=\"true\"><\/div><input type=\"hidden\" name=\"trp-form-language\" value=\"en\"\/><\/form><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Nem\u00e1m n\u00e1rok na n\u00e1hradn\u00e9 vozidlo, tvrd\u00ed pois\u0165ov\u0148a Pois\u0165ov\u0148a nerozhoduje o\u00a0tom, na \u010do m\u00e1te n\u00e1rok a\u00a0na \u010do nem\u00e1te n\u00e1rok. Va\u0161e n\u00e1roky vypl\u00fdvaj\u00face z\u00a0poistnej udalosti vypl\u00fdvaj\u00fa z\u00a0pr\u00e1vnych predpisov. Keby sme nechali rozhodova\u0165 pois\u0165ov\u0148u o va\u0161ich n\u00e1rokoch, mohlo by sa sta\u0165, \u017ee nakoniec by ste nemali n\u00e1rok na ni\u010d&#8230; Uvedomte si, \u017ee pois\u0165ov\u0148a nem\u00e1 pr\u00e1vomoc rozhodova\u0165 o\u00a0n\u00e1rokoch, ktor\u00e9 [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_eb_attr":"","site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-5560","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/pages\/5560","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/comments?post=5560"}],"version-history":[{"count":21,"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/pages\/5560\/revisions"}],"predecessor-version":[{"id":5746,"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/pages\/5560\/revisions\/5746"}],"wp:attachment":[{"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/media?parent=5560"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}