{"id":515,"date":"2023-09-08T07:54:01","date_gmt":"2023-09-08T07:54:01","guid":{"rendered":"https:\/\/aider.sk\/?page_id=515"},"modified":"2023-09-08T09:44:07","modified_gmt":"2023-09-08T09:44:07","slug":"nahradne-vozidlo-pri-totalnej-skode","status":"publish","type":"page","link":"https:\/\/aider.sk\/en\/totalna-skoda\/nahradne-vozidlo-pri-totalnej-skode\/","title":{"rendered":"N\u00e1hradn\u00e9 vozidlo pri tot\u00e1lnej \u0161kode"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"515\" class=\"elementor elementor-515\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-77dd79e elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"77dd79e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-77a9844 exad-glass-effect-no exad-sticky-section-no\" data-id=\"77a9844\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9d3be6f exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"9d3be6f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">N\u00e1hradn\u00e9 Vozidlo pri Tot\u00e1lnej \u0160kode<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-52bca89 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"52bca89\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ee33063 exad-glass-effect-no exad-sticky-section-no\" data-id=\"ee33063\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ab8c592 exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"ab8c592\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><span style=\"font-weight: 400;\">Pois\u0165ovne naj\u010dastej\u0161ie pou\u017e\u00edvaj\u00fa nepravdiv\u00fd argument, \u017ee pri tot\u00e1lnej \u0161kode po\u0161koden\u00fd nem\u00e1 n\u00e1rok na n\u00e1hradn\u00e9 vozidlo.<\/span><\/p><p style=\"text-align: center;\"><span style=\"font-weight: 400;\">Vy v\u0161ak n\u00e1rok na n\u00e1hradn\u00e9 vozidlo m\u00e1te, a\u00a0to odo d\u0148a \u0161kodovej udalosti a\u017e do momentu, k\u00fdm v\u00e1m peniaze za n\u00e1hradu \u0161kody nepristan\u00fa na \u00fa\u010dte, \u010do v\u0161ak trv\u00e1\u00a0 pri tot\u00e1lnej \u0161kode aj mesiac a\u00a0pol.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ab5f20b exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"ab5f20b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"text-align: center;\"><span style=\"font-weight: 400; color: #808080;\">N\u00e1hradn\u00e9 vozidlo sa pova\u017euje za s\u00fa\u010das\u0165 n\u00e1hrady \u0161kody, v\u00fd\u0161ka ceny za jeho pren\u00e1jom je hraden\u00e1 so zmluvn\u00e9ho poistenia (PZP) vinn\u00edka nehody, a\u00a0teda preplat\u00ed ju pois\u0165ov\u0148a. Vy ako po\u0161koden\u00fd v kone\u010dnom d\u00f4sledku zo svojho zn\u00e1\u0161ate iba tie n\u00e1klady, ktor\u00e9 by ste in\u00e1\u010d aj tak vynalo\u017eili na prev\u00e1dzku svojho auta, ak by nebolo po\u0161koden\u00e9 (napr. pohonn\u00e9 l\u00e1tky a podobne).<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9890427 elementor-section-boxed elementor-section-height-default elementor-section-height-default exad-glass-effect-no exad-sticky-section-no\" data-id=\"9890427\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-215842f exad-glass-effect-no exad-sticky-section-no\" data-id=\"215842f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f13736e exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-heading\" data-id=\"f13736e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pois\u0165ov\u0148a v\u00e1m nechce preplati\u0165 n\u00e1klady za n\u00e1hradn\u00e9 vozidlo<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-57b6ba7 exad-glass-effect-no exad-sticky-section-no\" data-id=\"57b6ba7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0e3c59d exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"0e3c59d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Mali ste po\u017ei\u010dan\u00e9 vozidlo z lok\u00e1lnej po\u017ei\u010dovne a pois\u0165ov\u0148a v\u00e1m preplatila iba \u010das\u0165 n\u00e1kladov za n\u00e1hradn\u00e9 vozidlo? Vyhov\u00e1ra sa pois\u0165ov\u0148a, \u017ee ste mali neprimerane dlho po\u017ei\u010dan\u00e9 vozidlo<\/span><span style=\"font-weight: 400;\">,<\/span><span style=\"font-weight: 400;\"> a \u017ee oprava nemohla trva\u0165 tak dlho? Ako pois\u0165ov\u0148u don\u00fati\u0165 k \u00fahrade a z\u00edska\u0165 kr\u00e1ten\u00e9 alebo zamietnut\u00e9 poistn\u00e9 plnenie?<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c8b4ced elementor-align-center elementor-mobile-align-center exad-sticky-section-no exad-glass-effect-no elementor-widget elementor-widget-button\" data-id=\"c8b4ced\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-phone-alt\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Konzultujte Teraz<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>N\u00e1hradn\u00e9 Vozidlo pri Tot\u00e1lnej \u0160kode Pois\u0165ovne naj\u010dastej\u0161ie pou\u017e\u00edvaj\u00fa nepravdiv\u00fd argument, \u017ee pri tot\u00e1lnej \u0161kode po\u0161koden\u00fd nem\u00e1 n\u00e1rok na n\u00e1hradn\u00e9 vozidlo. Vy v\u0161ak n\u00e1rok na n\u00e1hradn\u00e9 vozidlo m\u00e1te, a\u00a0to odo d\u0148a \u0161kodovej udalosti a\u017e do momentu, k\u00fdm v\u00e1m peniaze za n\u00e1hradu \u0161kody nepristan\u00fa na \u00fa\u010dte, \u010do v\u0161ak trv\u00e1\u00a0 pri tot\u00e1lnej \u0161kode aj mesiac a\u00a0pol. N\u00e1hradn\u00e9 vozidlo [&hellip;]<\/p>","protected":false},"author":4,"featured_media":309,"parent":307,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_eb_attr":"","site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-515","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/pages\/515","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/comments?post=515"}],"version-history":[{"count":0,"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/pages\/515\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/pages\/307"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/media\/309"}],"wp:attachment":[{"href":"https:\/\/aider.sk\/en\/wp-json\/wp\/v2\/media?parent=515"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}